3961 E 480 S, Cutler, IN 46920 Property Records

Carroll County property record for 3961 E 480 S, Cutler, IN 46920

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,413 sqft · built 2000
Lot Size	1.94 acres (84,506 sqft)
Owner	Individual Name on Record
Last Sale	$137,000 (Apr 2002)
Tax Bill	$831 (2025)
Deeds & Mortgages	Sep 2026 Line of Credit Sep 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`08-09-31-000-033.000-002`

Property Details

APN / Parcel Number

Primary APN	`08-09-31-000-033.000-002`
Alternative APNs	`00160139555` `0021500400`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,413 sqft Living Area
1st Floor Area	1,413 sqft
Family Room	Family Room

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Construction Type	Masonry / Concrete Block
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	84,506 sqft (1.94 acres)
Garage Type	Attached
Garage Area	529 sqft
Parking Spaces	2 Parking Spaces
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	00160139555
Street Address	3961 E 480 S
City	CUTLER
State	IN
Zip	46920-9418
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	002-15004-00 BURLINGTON HEIGHTS LOT 2
Legal Subdivision	BURLINGTON HEIGHTS
Legal Lot Number	2
Jurisdiction	CARROLL IN
Township / Civil Division	BURLINGTON
Census Block Group	1
Census Block	1054
Census Tract	959900

Owner

Source: Carroll County records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	3961 E 480 S, CUTLER, IN 46920-9418
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 24, 2026	Deed of Trust, Mortgage · Line of Credit FEDERAL FINANCIAL FEDERAL CREDIT UNION
Sep 5, 2017	Deed of Trust, Mortgage FINANCIAL BUILDERS FCU
Jan 28, 2019	Deed of Trust, Mortgage FINANCIAL BUILDERS FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 15, 2002 · Amount on Record
Deed Sale	Apr 15, 2002 · Amount on Record
Prior Sale	Aug 26, 1999 · Amount on Record
Last Transfer Date	Aug 3, 2010
Transfer Doc	85/2844
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL IN
Recording Date	Sep 24, 2026
Property Address	3961 E 480 S, CUTLER, IN 46920-9418
Document Number	0000002794
Instrument Date	Sep 21, 2026
Instrument	20262794
Transaction Type	Mortgage
Record Updated	Oct 13, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3961 E 480 S, CUTLER, IN 46920-9418

Mortgage

Document Number	0000002794,
Date	Sep 24, 2026
Instrument	20262794

Lender

Name	FEDERAL FINANCIAL FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Sep 22, 2036

Interest

Max Rate	-1%

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL IN
Property Address	3961 E 480 S, CUTLER, IN 46920-9418
Transaction Type	Mortgage
Record Updated	Aug 18, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2017002776
Date	Sep 5, 2017
Instrument	2017002776

Lender

Name	FINANCIAL BUILDERS FCU
Type	Credit Union
Address	KOKOMO, IN 46902

Agreement

Amount	Amount Recorded
Term	60 Months
Due	Sep 12, 2022

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL IN
Property Address	3961 E 480 S, CUTLER, IN 46920-9418
Transaction Type	Mortgage
Record Updated	Aug 18, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2019000304
Date	Jan 28, 2019
Instrument	2019000304

Lender

Name	FINANCIAL BUILDERS FCU
Type	Credit Union
Address	KOKOMO, IN 46902

Agreement

Amount	Amount Recorded
Term	121 Months
Due	Feb 4, 2029

Tax Assessment & Valuation

Source: Carroll County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Carroll County
County Subdivision	Burlington Township
Unified School District	Carroll Consolidated School Corporation (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$831.00 (+7.78%) Homeowner's exemption	$230,100 (+27.27%) Land $49,300 Building $180,800	$230,100 (+27.27%) Land $49,300 Building $180,800
2024	$771.00 (-4.93%)
2023		$180,800 (+10.92%) Land $41,300 Building $139,500	$180,800 (+10.92%) Land $41,300 Building $139,500
2022	$811.00	$163,000 Land $35,900 Building $127,100	$163,000 Land $35,900 Building $127,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 7, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · above 40% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mulberry Cooperative Telephone Company Fiber	1,000 / 1,000

Cell Coverage

No cell data coverage reported

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