3820 E 480 S, Cutler, IN 46920 Property Records

Carroll County property record for 3820 E 480 S, Cutler, IN 46920

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,948 sqft · built 1976
Lot Size0.849 acres (36,982 sqft)
OwnerIndividual Name on File
Tax Bill$1,194 (2025)
Deeds & MortgagesApr 2005 Mortgage
Flood ZoneZone X (minimal risk)
APN08-09-31-000-040.000-002

Property Details

APN / Parcel Number

Primary APN08-09-31-000-040.000-002
Alternative APNs
  • 00609523446
  • 0021501100

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms6 Rooms
Stories1 Story
Building Area1,948 sqft Living Area
1st Floor Area2,520 sqft
Basement Area572 sqft
Unfinished Basement572 sqft
Family RoomFamily Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1976
Effective Year BuiltEffective 1976
Foundation TypeNo Foundation
Roof MaterialAsphalt
Lot Area36,982 sqft (0.849 acres)
Garage TypeAttached
Garage Area1,088 sqft
Parking Spaces4 Parking Spaces

Exterior Amenities

Pool TypeAbove-Ground Pool
Deck AreaDeck Area
Shed1 Shed
Lean-ToLean-To

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump

Location & Zoning

Account Number00609523446
Street Address3820 E 480 S
CityCUTLER
StateIN
Zip46920-9417
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description002-15011-00 BURLINGTON HEIGHTS LOT 7
Legal SubdivisionBURLINGTON HEIGHTS
Legal Lot Number7
JurisdictionCARROLL IN
Township / Civil DivisionBURLINGTON
Census Block Group1
Census Block1054
Census Tract959900

Owner

3820 E 480 S is owned and occupied by an individual who acquired it in July 2024.

Source: Carroll County records, as of August 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address3820 E 480 S, CUTLER, IN 46920-9417
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 1, 2024
Deed SaleJul 1, 2024
Prior SaleApr 28, 2005 · Amount on File
Deed Document Number20241649
Prior Transfer DateJun 26, 2024
Prior Transfer Doc0000001649
Record UpdatedSep 20, 2026

April 2005: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCARROLL IN
Property Address3820 E 480 S, CUTLER, IN 46920-9417
Transaction TypeMortgage
Record UpdatedJan 27, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number00050/0208
DateApr 28, 2005
Book Page50/0208
Instrument200500001630
Lender
NameUSDA
TypeGovernment Agency
AddressSAINT LOUIS, MO 63166
Agreement
TypeUSDA Mortgage
AmountAmount on Record
Term396 Months
DueApr 22, 2038

Tax Assessment & Valuation

The 2025 property tax bill for 3820 E 480 S was $1,194 with a homeowner's exemption, up 5.3% from the year before.

Source: Carroll County assessment roll, as of June 19, 2026

Property Jurisdictions

TypeName
StateIndiana
CountyCarroll County
County SubdivisionBurlington Township
Unified School DistrictCarroll Consolidated School Corporation (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,194.00 (+5.29%) Homeowner's exemption$281,900 Land $41,400 Building $240,500$281,900 Land $41,400 Building $240,500
2024$1,134.00
2023$201,900 (+10.69%) Land $34,800 Building $167,100$201,900 (+10.69%) Land $34,800 Building $167,100
2022$930.00$182,400 Land $30,200 Building $152,200$182,400 Land $30,200 Building $152,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3820 E 480 S in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 7, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3820 E 480 S is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 63% of Indiana
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Mulberry Cooperative Telephone Company
Fiber
1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on E 480 S

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