Lewis County and Martinsburg Town property record for 3960 Rector Rd, Lowville, NY 13367
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 2,112 sqft · built 2018 |
| Lot Size | 1.9 acres (82,764 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $4,464 (2026) |
| Deeds & Mortgages | Apr 2026 Line of Credit |
| APN | 234000 226.00-01-18.200 |
| Primary APN | 234000 226.00-01-18.200 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 2,112 sqft Living Area |
| 1st Floor Area | 1,264 sqft |
| 2nd Floor Area | 272 sqft |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Architectural Style | Contemporary |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 82,764 sqft (1.9 acres) |
| Garage Type | Mixed |
| Garage Area | 1,296 sqft |
| Parking Spaces | 5 Parking Spaces |
| Porch | Slab |
| Porch Area | 48 sqft |
| Sewer | Septic |
|---|---|
| Water Source | Well |
| Street Address | 3960 RECTOR RD |
|---|---|
| City | LOWVILLE |
| State | NY |
| Zip | 13367-4923 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 1 |
| Legal Lot Number | 18.200 |
| Jurisdiction | LEWIS NY |
| Township / Civil Division | MARTINSBURG |
| Census Block Group | 2 |
| Census Block | 2097 |
| Census Tract | 950500 |
3960 Rector Rd is owned and occupied by two individuals.
Source: Lewis County and Martinsburg Town records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3960 RECTOR RD, LOWVILLE, NY 13367-4923 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LEWIS NY |
| Recording Date | Apr 13, 2026 |
| Property Address | 3960 RECTOR RD, LOWVILLE, NY 13367-4923 |
| Document Number | 2026001928 |
| Instrument Date | Apr 7, 2026 |
| Instrument | 20261928 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Name | Verified Name |
|---|---|
| Address | 3960 RECTOR RD, LOWVILLE, NY 13367-4923 |
| Document Number | 0000001928, |
|---|---|
| Date | Apr 13, 2026 |
| Instrument | 20261928 |
| Name | CARNEGIE SAVINGS AND LOANS |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.11% |
| Initial Type | Adjustable Rate |
| Max Rate | -1% |
The 2026 property tax bill for 3960 Rector Rd was $4,464, down 2% from the year before.
Source: Lewis County and Martinsburg Town assessment roll, as of April 30, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Lewis County |
| County Subdivision | Martinsburg Town |
| Unified School District | Lowville Academy and Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,464.00 (-2.04%) | ||
| 2025 | $4,557.00 | $290,000 Land $26,400 Building $263,600 | $290,000 Land $26,400 Building $263,600 |
| 2023 | $224,000 (-) Land $18,000 Building $206,000 | $287,200 (+11.1%) Land $23,079 Building $264,121 | |
| 2022 | $2,783.00 | $224,000 Land $18,000 Building $206,000 | $258,500 Land $20,772 Building $237,728 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 3960 Rector Rd; there have been 2 flood claims nearby since 1984.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Claims | 2 (1984) |
| Most Recent Claim | Dec 1984 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3960 Rector Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 1,000 / 1,000 |
5G (outdoors only) and 4G LTE
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