Lewis County and Martinsburg Town property record for 3950 Rector Rd, Lowville, NY 13367
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 1.5 ba · 2,784 sqft · built 1900 |
| Lot Size | 94.7 acres (4,125,132 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $5,445 (2026) |
| Deeds & Mortgages | Jan 2020 Refinance |
| APN | 234000 226.00-01-21.100 |
| Primary APN | 234000 226.00-01-21.100 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,784 sqft Living Area |
| 1st Floor Area | 1,392 sqft |
| 2nd Floor Area | 1,392 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 4,125,132 sqft (94.7 acres) |
| Garage Type | Mixed |
| Garage Area | 4,400 sqft |
| Parking Spaces | 16 Parking Spaces |
| Porch | Slab |
| Porch Area | 352 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 3950 RECTOR RD |
|---|---|
| City | LOWVILLE |
| State | NY |
| Zip | 13367-4923 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Block | 1 |
| Legal Lot Number | 21.100 |
| Jurisdiction | LEWIS NY |
| Township / Civil Division | MARTINSBURG |
| Census Block Group | 2 |
| Census Block | 2097 |
| Census Tract | 950500 |
3950 Rector Rd, a rural home, is owned and occupied by an individual.
Source: Lewis County and Martinsburg Town records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3950 RECTOR RD, LOWVILLE, NY 13367-4923 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LEWIS NY |
| Property Address | 3950 RECTOR RD, LOWVILLE, NY 13367-4923 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2020000298 |
|---|---|
| Date | Jan 17, 2020 |
| Instrument | 2020-000298 |
| Name | CARTHAGE FEDERAL SAVINGS BANK |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
The 2026 property tax bill for 3950 Rector Rd was $5,445 with a homeowner's exemption, down 2.2% from the year before.
Source: Lewis County and Martinsburg Town assessment roll, as of April 30, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Lewis County |
| County Subdivision | Martinsburg Town |
| Unified School District | Lowville Academy and Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,445.00 (-2.19%) Homeowner's exemption | ||
| 2025 | $5,567.00 | $400,000 Land $161,200 Building $238,800 | $400,000 Land $161,200 Building $238,800 |
| 2023 | $198,100 (-) Land $94,500 Building $103,600 | $254,000 (+11.11%) Land $121,166 Building $132,834 | |
| 2022 | $2,194.00 Homeowner's exemption Additional exemption filed | $198,100 Land $94,500 Building $103,600 | $228,600 Land $109,049 Building $119,551 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 3950 Rector Rd; there have been 2 flood claims nearby since 1984.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Claims | 2 (1984) |
| Most Recent Claim | Dec 1984 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3950 Rector Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 1,000 / 1,000 |
5G (outdoors only) and 4G LTE
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