Dubuque County property record for 3960 Oneida Ave, Dubuque, IA 52001
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,792 sqft · built 1949 |
| Lot Size | 1.67 acres (72,745 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,906 (2025) |
| Deeds & Mortgages | Feb 2018 Mortgage Nov 2017 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-12-179-003 |
| Primary APN | 10-12-179-003 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,792 sqft Living Area |
| 1st Floor Area | 784 sqft |
| Basement Area | 1,792 sqft |
| Unfinished Basement | 1,792 sqft |
| Interior Walls | Unfinished |
| Year Built | Built 1949 |
|---|---|
| Effective Year Built | Effective 1949 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 72,745 sqft (1.67 acres) |
| Cooling System | None |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Street Address | 3960 ONEIDA AVE |
|---|---|
| City | DUBUQUE |
| State | IA |
| Zip | 52001-8633 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | CI |
| Legal Description | LOT 2-2-3, LOT 2-2-1-1-3 & LOT 1-2-1-1-3 N 1/2 SE NW SEC 12 T89N-R2E |
| Legal Range | 02E |
| Legal Township | 89N |
| Legal Section | 12 |
| Legal Subdivision | MARSHALL |
| Legal Lot Number | 1-3 |
| Jurisdiction | DUBUQUE IA |
| Township / Civil Division | DUBUQUE |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 400 |
3960 Oneida Ave is owned and occupied by two individuals who acquired it in November 2017.
Source: Dubuque County records, as of September 3, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3960 ONEIDA AVE, DUBUQUE, IA 52001-8633 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Et Al (and Others) |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 5, 2018 | Deed of Trust, Mortgage · ARM COLLINS COMMUNITY CU |
| Nov 30, 2017 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Nov 29, 2017 |
| Transfer Doc | 0000014833 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DUBUQUE IA |
| Property Address | 3960 ONEIDA AVE, DUBUQUE, IA 52001-8633 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000001324 |
|---|---|
| Date | Feb 5, 2018 |
| Instrument | 2018-00001324 |
| Name | COLLINS COMMUNITY CU |
|---|---|
| Type | Credit Union |
| Address | CEDAR RAPIDS, IA 52402 |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.75% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Mar 12, 2028 |
| Change Frequency | Annually |
| Min Rate At Change | 4% |
| Max Rate At Change | 6.75% |
| Index | 1-Year CMT |
| Max Rate | 10.7% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | DUBUQUE IA |
| Recording Date | Nov 30, 2017 |
| Property Address | 3960 ONEIDA AVE, DUBUQUE, IA 52001-8633 |
| Document Number | 0000014833 |
| Instrument Date | Nov 29, 2017 |
| Instrument | 14833 |
| Transaction Type | Transfer |
| Record Updated | Feb 19, 2018 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3960 ONEIDA AVE DUBUQUE IA 520018633, DUBUQUE, IA 52001-8633 |
The 2025 property tax bill for 3960 Oneida Ave was $2,906 with a homeowner's exemption.
Source: Dubuque County assessment roll, as of October 7, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Dubuque County |
| Municipality | Dubuque City |
| Unified School District | Dubuque Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,906.00 Homeowner's exemption | $229,800 Land $54,700 Building $175,100 | $229,800 Land $54,700 Building $175,100 |
| 2024 | $2,906.00 | ||
| 2023 | $212,300 (+26.94%) Land $49,000 Building $163,300 | $212,300 Land $49,000 Building $163,300 | |
| 2022 | $2,730.00 Homeowner's exemption | $167,240 Land $38,350 Building $128,890 | |
| 2021 | $167,240 Land $38,350 Building $128,890 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3960 Oneida Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 9, 2021
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 3960 Oneida Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · above 40% of Iowa |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DUBUQUE WATER WORKS serves 59,667 people · EPA ID IA3126052 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | 5 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 495 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| CenturyLink DSL | 140 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Comelec Internet Services, ImOn Communications, Nextlink.
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