3940 Oneida Ave, Dubuque, IA 52001 Property Records

Dubuque County property record for 3940 Oneida Ave, Dubuque, IA 52001 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details2 bd · 1.5 ba · 998 sqft · built 1950
Lot Size1.01 acres (44,400 sqft)
OwnerIndividual Name on File
Last Sale$267,500 (May 2026)
Tax Bill$2,524 (2025)
Deeds & MortgagesMay 2026 Sale & Mortgage
Nov 2023 Transfer
+ 1 more
Flood ZoneZone X (minimal risk)
APN10-12-186-009

Property Details

APN / Parcel Number

Primary APN10-12-186-009
Alternative APN
  • 1012186001

Interior

Bedrooms2 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures6 Plumbing Fixtures
Total Rooms6 Rooms
Stories1 Story
Building Area998 sqft Living Area
1st Floor Area710 sqft
Basement Area998 sqft
Finished Basement200 sqft
Interior WallsUnfinished

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 1950
Architectural StyleRanch
Exterior MaterialWood Siding
Construction TypeFrame
Lot Area44,400 sqft (1.01 acres)
Lot Dimensions370 ft deep x 120 ft wide
Garage TypeDetached
Garage Area1,260 sqft
Parking Spaces5 Parking Spaces
Deck Area240 sqft
Patio Area240 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address3940 ONEIDA AVE
CityDUBUQUE
StateIA
Zip52001-8633
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 2-1-3, 1-2-1-1-1-3 & 2-2-1-1-1-3 N 1/2 SE 1/4 NW 1/4 SEC 12 T89N-R2E
Legal Range02E
Legal Township89N
Legal Section12
Legal SubdivisionMARSHALL
Legal Lot Number1-3
JurisdictionDUBUQUE IA
Township / Civil DivisionDUBUQUE
Census Block Group3
Census Block3000
Census Tract400

Owner

Source: Dubuque County records · APN 10-12-186-009

Assessment roll updated October 7, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address3940 ONEIDA AVE, DUBUQUE, IA 52001-8633
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
May 26, 2026Warranty Deed, Transfer · Conventional Mortgage
DUPACO COMMUNITY CREDIT UNION
Nov 20, 2023Intrafamily Transfer, Transfer
Mar 13, 2020Deed of Trust, Mortgage · Line of Credit
MIDWESTONE BANK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMay 26, 2026 · Amount on Record
Deed SaleMay 26, 2026 · Amount on Record
Deed Document Number20265541
Prior Transfer DateNov 20, 2023
Prior Transfer Doc0000010984
Record UpdatedSep 20, 2026

May 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDUBUQUE IA
Recording DateMay 26, 2026
Property Address3940 ONEIDA AVE, DUBUQUE, IA 52001-8633
Document Number0000005541
Instrument DateMay 26, 2026
Instrument20265541
Transaction TypeTransfer
Record UpdatedJun 03, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$43,147.20
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address3940 ONEIDA AVE, DUBUQUE, IA 52001-8633

Mortgage

Document Number0000005542,
DateMay 26, 2026
Instrument20265542
Lender
NameDUPACO COMMUNITY CREDIT UNION
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 01, 2056
Interest
Rate TypeFixed Rate
Rate6.37%
Initial TypeFixed Rate
Max Rate-1%

November 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionDUBUQUE IA
Recording DateNov 20, 2023
Property Address3940 ONEIDA AVE, DUBUQUE, IA 52001-8633
Document Number0000010984
Instrument DateNov 20, 2023
Instrument2023-00010984
Transaction TypeTransfer
Record UpdatedJan 02, 2024

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address3940 ONEIDA AVE, DUBUQUE, IA 52001-8633

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDUBUQUE IA
Property Address3940 ONEIDA AVE, DUBUQUE, IA 52001-8633
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000003052
DateMar 13, 2020
Instrument2020-00003052
Lender
NameMIDWESTONE BANK
TypeBank
AddressDUBUQUE, IA 52001
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueMar 15, 2030
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Dubuque County records · Assessment roll updated October 7, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateIowa
CountyDubuque County
MunicipalityDubuque City
Unified School DistrictDubuque Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,524.00 Homeowner's exemption$217,000 (+8.77%) Land $55,700 Building $161,300$217,000 (+8.77%) Land $55,700 Building $161,300
2024$2,524.00 (+2.94%)
2023$199,500 (+32.04%) Land $49,500 Building $150,000$199,500 (+32.04%) Land $49,500 Building $150,000
2022$2,452.00 Homeowner's exemption$151,090 Land $37,150 Building $113,940
2021$151,090 Land $37,150 Building $113,940

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Dubuque County (19061C), updated August 9, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 495 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Mediacom CommunicationsCable1,000 / 50
VerizonFixed Wireless300 / 20
Lumen TechnologiesDSL140 / 20
T-Mobile USAFixed Wireless100 / 20

May also be available at this address: Hawkeye Topco Holdings, Comelec Services, AMG Technology Investment Group. Availability varies by address; speeds are provider-advertised maximums, not measured.

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