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3960 Lighthouse Pl, Discovery Bay, CA 94505 Property Records

Contra Costa County property record for 3960 Lighthouse Pl, Discovery Bay, CA 94505

Property Summary

Property TypeSingle Family Home
Details4 bd · 5.5 ba · 6,391 sqft · built 2005
Lot Size0.293 acres (12,756 sqft)
OwnerIndividual Name on File
Last Sale$2,999,000 (Oct 2020)
Tax Bill$37,287 (2025)
Deeds & MortgagesOct 2020 Sale & Mortgage
Oct 2020 Transfer
+ 1 more
Flood ZoneZone X (moderate risk)
APN008-460-020-4

Property Details

APN / Parcel Number

Primary APN008-460-020-4
Alternative APN
  • 008-460-020

Interior

Bedrooms4 Beds
Full Baths5.5 Baths
Half Baths1 Half Bath
Total Rooms12 Rooms
Stories2 Stories
Building Area6,391 sqft Living Area
1st Floor Area3,465 sqft
2nd Floor Area2,926 sqft

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2007
Lot Area12,756 sqft (0.293 acres)
View / LotWaterfront
Garage TypeAttached
Garage Area1,440 sqft
Parking Spaces5 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Street Address3960 LIGHTHOUSE PL
CityDISCOVERY BAY
StateCA
Zip94505-1100
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeP1
Legal DescriptionT6979 L20
Legal SubdivisionSUBDIVISION 6979
Legal Tract6979
Legal Lot Number20
JurisdictionCONTRA COSTA CA
Township / Civil DivisionEAST CONTRA COSTA
Census Block Group1
Census Block1002
Census Tract304004

Owner

Source: Contra Costa County assessment roll, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address3960 LIGHTHOUSE PL, DISCOVERY BAY, CA 94505-1100
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 23, 2020Grant Deed, Transfer · Conventional Mortgage
QUICKEN LOANS LLC
Oct 23, 2020Affidavit of Death, Transfer
CHICAGO TITLE COMPANY, CHICAGO TITLE CO
Jul 15, 2020Affidavit of Death, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleOct 23, 2020 · Amount on Record
Deed SaleOct 23, 2020 · Amount on Record
Prior SaleOct 28, 2008 · Amount on Record
Deed Document Number2020248643
Prior Transfer DateJul 27, 2013
Prior Transfer Doc0000212004
Record UpdatedSep 20, 2026

October 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionCONTRA COSTA CA
Recording DateOct 23, 2020
Property Address3960 LIGHTHOUSE PL, DISCOVERY BAY, CA 94505-1100
Document Number0000248643
Map ReferenceMB 331 PG 20
Instrument DateOct 21, 2020
Instrument2020-248643
Transaction TypeTransfer
Record UpdatedNov 3, 2022
Title CompanyCHICAGO TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3960 LIGHTHOUSE PL, DISCOVERY BAY, CA 94505-1100

Mortgage

Document Number0000248644
DateOct 23, 2020
Instrument2020-248644
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2050

Mortgage

Document Number0000248645
DateOct 23, 2020
Instrument2020-248645
Lender
NameTCF NATIONAL BANK
TypeBank
AddressSIOUX FALLS, SD 57106
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueOct 23, 2050
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

October 2020: Affidavit of Death, Transfer

Document TypeAffidavit of Death
JurisdictionCONTRA COSTA CA
Recording DateOct 23, 2020
Property Address3960 LIGHTHOUSE PL, DISCOVERY BAY, CA 94505-1100
Document Number0000248642
Instrument DateOct 16, 2020
Instrument248642
Transaction TypeTransfer
Record UpdatedNov 10, 2020
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address1369 WATERS EDGE LN NORTHBROOK IL 600622746, NORTHBROOK, IL 60062-2746

July 2020: Affidavit of Death, Transfer

Document TypeAffidavit of Death
JurisdictionCONTRA COSTA CA
Recording DateJul 15, 2020
Property Address3960 LIGHTHOUSE PL, DISCOVERY BAY, CA 94505-1100
Document Number0000141484
Instrument DateApr 3, 2020
Instrument141484
Transaction TypeTransfer
Record UpdatedJul 22, 2020
Title CompanyATTORNEY ONLY

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address99 ALMADEN BLVD #600 SAN JOSE CA 951131605, 600, SAN JOSE, CA 95113-1605

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyContra Costa County
Elementary School DistrictByron Union Elementary School District (KG - 08)
Secondary School DistrictLiberty Union High School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$3,311,134 (+2%) Land $949,507 Building $2,361,627
2025$37,287.00 (+5.38%) Homeowner's exemption$3,246,211 (+4.04%) Land $930,890 Building $2,315,321
2023$35,385.00 (+1.56%) Homeowner's exemption$3,120,159 Land $894,744 Building $2,225,415
2022$34,841.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies7 in force
Nearby Flood Claims1 (1995)
Claims Outside the SFHA1 of 1
Most Recent ClaimJan 1995 · Severe Winter Storms, Flooding, Landslides, Mud Flows

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.8% of California
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF DISCOVERY BAY
serves 16,790 people · EPA ID CA0710009
Water SourceGroundwater
Last State InspectionMar 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 320 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber		5,000 / 5,000
Xfinity
Cable		2,000 / 250
Unwired
Fixed Wireless		300 / 25
Verizon
Fixed Wireless		300 / 20
T-Mobile USA
Fixed Wireless		100 / 20

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