Contra Costa County property record for 3948 Lighthouse Pl, Discovery Bay, CA 94505
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,732 sqft · built 1994 |
| Lot Size | 0.22 acres (9,600 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $1,199,000 (Sep 2005) |
| Tax Bill | $15,345 (2025) |
| Deeds & Mortgages | Nov 2020 Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 008-460-017 |
| Primary APN | 008-460-017 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,732 sqft Living Area |
| 1st Floor Area | 2,732 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Architectural Style | Contemporary |
| Exterior Material | Stucco |
| Roof Material | Tile |
| Lot Area | 9,600 sqft (0.22 acres) |
| View / Lot | Waterfront |
| Garage Type | Attached |
| Garage Area | 839 sqft |
| Parking Spaces | 3 Parking Spaces |
| Deck Area | Deck Area |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 3948 LIGHTHOUSE PL |
|---|---|
| City | DISCOVERY BAY |
| State | CA |
| Zip | 94505-1100 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | P1 |
| Legal Description | T6979 L17 |
| Legal Subdivision | SUBDIVISION 6979 |
| Legal Tract | 6979 |
| Legal Lot Number | 17 |
| Jurisdiction | CONTRA COSTA CA |
| Township / Civil Division | EAST CONTRA COSTA |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 304004 |
Source: Contra Costa County records, as of July 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3948 LIGHTHOUSE PL, DISCOVERY BAY, CA 94505-1100 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Community Property |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 28, 2005 · Amount on Record |
| Deed Sale | Sep 28, 2005 · Amount on Record |
| Prior Sale | Feb 19, 2002 · Amount on Record |
| Deed Document Number | 2005370119 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Property Address | 3948 LIGHTHOUSE PL, DISCOVERY BAY, CA 94505-1100 |
| Transaction Type | Mortgage |
| Record Updated | Nov 3, 2022 |
| Title Company | FIRST AMERICAN TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 3948 LIGHTHOUSE PL, DISCOVERY BAY, CA 94505-1100 |
| Document Number | 0000283499 |
|---|---|
| Date | Nov 23, 2020 |
| Instrument | 2020-283499 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2050 |
Source: Contra Costa County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | California |
| County | Contra Costa County |
| Elementary School District | Byron Union Elementary School District (KG - 08) |
| Secondary School District | Liberty Union High School District (09 - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $1,213,000 (-2.57%) Land $556,421 Building $656,579 | |
| 2025 | $15,345.00 (+11.28%) Homeowner's exemption | $1,245,000 (+9.84%) Land $571,101 Building $673,899 |
| 2023 | $13,790.00 (-0.19%) Homeowner's exemption | $1,133,500 Land $519,954 Building $613,546 |
| 2022 | $13,816.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 1 (1995) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jan 1995 · Severe Winter Storms, Flooding, Landslides, Mud Flows |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.8% of California |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF DISCOVERY BAY serves 16,790 people · EPA ID CA0710009 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 320 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Unwired Fixed Wireless | 300 / 25 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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