Guernsey County property record for 3960 Holmes Rd, Cambridge, OH 43725
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,848 sqft · built 1996 |
| Lot Size | 15.3 acres (669,343 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $4,942 (2025) |
| Deeds & Mortgages | Feb 2019 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 41-0000203.000 |
| Primary APN | 41-0000203.000 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,848 sqft Living Area |
| 1st Floor Area | 1,232 sqft |
| Basement Area | 1,232 sqft |
| Unfinished Basement | 100 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Construction Type | Frame |
| Roof Material | Shingle |
| Lot Area | 669,343 sqft (15.3 acres) |
| Garage Type | Attached |
| Garage Area | 1,344 sqft |
| Porch | Slab |
| Porch Area | 528 sqft |
| Deck Area | 160 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 003783-1 |
|---|---|
| Street Address | 3960 HOLMES RD |
| City | CAMBRIDGE |
| State | OH |
| Zip | 43725-8989 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | R4 T1 SS08 NPT SE 1/4 |
| Legal Range | 04W |
| Legal Township | 01N |
| Legal Section | 08 |
| Legal Subdivision | THE UNITED STATES MILLITARY DISTRICT |
| Legal Tract | 1 |
| Jurisdiction | GUERNSEY OH |
| Township / Civil Division | WESTLAND |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 978000 |
Source: Guernsey County records, as of July 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3960 HOLMES RD, CAMBRIDGE, OH 43725-8989 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GUERNSEY OH |
| Property Address | 3960 HOLMES RD, CAMBRIDGE, OH 43725-8989 |
| Transaction Type | Mortgage |
| Record Updated | Mar 11, 2019 |
| Title Company | CORPORATE SETTLEMENT SOLUTIO |
| Name | Verified Name |
|---|
| Document Number | 561/2959 |
|---|---|
| Date | Feb 25, 2019 |
| Book Page | 561/2959 |
| Instrument | 201900001046 |
| Name | PEOPLES BANK |
|---|---|
| Type | Bank |
| Address | CAMBRIDGE, OH 43725 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Feb 19, 2029 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Guernsey County assessment roll, as of March 3, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Guernsey County |
| County Subdivision | Westland Township |
| Unified School District | East Muskingum Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,942.00 Homeowner's exemption | $121,817 (-) Land $29,533 Building $92,284 | |
| 2024 | $4,942.00 (+24.02%) Homeowner's exemption | $121,817 (+30.49%) Land $29,533 Building $92,284 | $348,050 (+30.49%) Land $84,380 Building $263,670 |
| 2023 | $3,985.00 (-0.6%) Homeowner's exemption | $93,352 (-0.01%) Land $22,908 Building $70,444 | |
| 2022 | $4,009.00 Homeowner's exemption | $93,360 Land $22,910 Building $70,450 | $266,730 (+%) Land $65,450 Building $201,280 |
| 2021 | $266,720 Land $65,450 Building $201,270 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 16, 2011
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 5,000 / 5,000 |
| Starlink Satellite | 280 / 30 |
| AT&T Fixed Wireless | 25 / 3 |
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