3602 Holmes Rd, Cambridge, OH 43725 Property Records

Guernsey County property record for 3602 Holmes Rd, Cambridge, OH 43725

Property Summary

Property Type	Single Family Home
Details	1 ba · 2,296 sqft
Lot Size	2.29 acres (99,927 sqft)
Owner	Individual Name on File
Last Sale	$100,000 (May 2022)
Tax Bill	$1,312 (2025)
Deeds & Mortgages	Apr 2023 Line of Credit May 2022 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`41-0001347.001`

Property Details

APN / Parcel Number

Primary APN	`41-0001347.001`
Alternative APN	`003135-5`

Interior

Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,296 sqft Living Area
1st Floor Area	1,368 sqft
Basement Area	928 sqft
Unfinished Basement	232 sqft

Exterior

Construction Type	Frame
Roof Material	Shingle
Lot Area	99,927 sqft (2.29 acres)
Garage Area	480 sqft
Deck Area	120 sqft

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Account Number	003135-5
Street Address	3602 HOLMES RD
City	CAMBRIDGE
State	OH
Zip	43725-8988
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	R4 T1 SS08 PT SE 1/4
Legal Range	04W
Legal Township	01N
Legal Section	08
Legal Tract	1
Jurisdiction	GUERNSEY OH
Township / Civil Division	WESTLAND
Census Block Group	2
Census Block	2010
Census Tract	978000

Owner

3602 Holmes Rd is owned by an individual who bought it in May 2022.

Source: Guernsey County records, as of July 21, 2026

Owner of Record	Individual Name on File
Mailing Address	5095 LOWER BLOOMFIELD RD, NEW CONCORD, OH 43762-9695
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 5, 2023	Deed of Trust, Mortgage · Line of Credit THE COMMUNITY BANK
May 23, 2022	Warranty Deed, Transfer
Nov 1, 2019	Deed of Trust, Mortgage · Line of Credit THE COMMUNITY BANK
Feb 12, 2019	Warranty Deed, Transfer · Conventional Mortgage UNION HOME MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 23, 2022 · Amount on File
Deed Sale	May 23, 2022 · Amount on File
Prior Sale	Feb 12, 2019 · Amount on File
Deed Document Number	20223060
Deed Book / Page	583 / 314
Prior Transfer Date	May 19, 2022
Prior Transfer Doc	000583/314
Record Updated	Sep 20, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GUERNSEY OH
Property Address	3602 HOLMES RD, CAMBRIDGE, OH 43725-8988
Transaction Type	Mortgage
Record Updated	Apr 19, 2023
Title Company	NOT AVAILABLE, ABC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5095 LOWER BLOOMFIELD RD, NEW CONCORD, OH 43762-9695

Mortgage

Document Number	00588/5240
Date	Apr 5, 2023
Book Page	588/5240
Instrument	202300002142

Lender

Name	THE COMMUNITY BANK
Type	Bank
Address	ZANESVILLE, OH 43701

Agreement

Type	Line of Credit
Amount	Amount on Record

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GUERNSEY OH
Recording Date	May 23, 2022
Property Address	3602 HOLMES RD, CAMBRIDGE, OH 43725-8988
Document Number	000583/314
Book / Page	583 / 314
Map Reference	VOL 307 PG 158
Instrument Date	May 19, 2022
Instrument	202200003060
Transaction Type	Transfer
Record Updated	Jun 7, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5095 LOWER BLOOMFIELD RD, NEW CONCORD, OH 43762-9695

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GUERNSEY OH
Property Address	3602 HOLMES RD, CAMBRIDGE, OH 43725-8988
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ABC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3602 HOLMES RD, CAMBRIDGE, OH 43725-8988

Mortgage

Document Number	565/3575
Date	Nov 1, 2019
Book Page	565/3575
Instrument	201900006123

Lender

Name	THE COMMUNITY BANK
Type	Bank
Address	ZANESVILLE, OH 43701

Agreement

Type	Line of Credit
Amount	Amount on Record

February 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GUERNSEY OH
Recording Date	Feb 12, 2019
Property Address	3602 HOLMES RD, CAMBRIDGE, OH 43725-8988
Document Number	00561/1852
Book / Page	561 / 1852
Map Reference	VOL 307 PG 158
Instrument Date	Feb 7, 2019
Instrument	201900000843
Transaction Type	Transfer
Record Updated	Apr 14, 2022
Title Company	SECURITY FIRST TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3602 HOLMES RD, CAMBRIDGE, OH 43725-8988

Mortgage

Document Number	201900000844
Date	Feb 12, 2019
Instrument	201900000844

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 3602 Holmes Rd was $1,312, up 1.5% from the year before.

Source: Guernsey County assessment roll, as of March 3, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Guernsey County
County Subdivision	Westland Township
Unified School District	East Muskingum Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,312.00 (+1.47%)	$31,294 (-) Land $9,296 Building $21,998
2024	$1,293.00 (+24.45%)	$31,294 (+30.99%) Land $9,296 Building $21,998	$89,410 Land $26,560 Building $62,850
2023	$1,039.00 (-0.86%)	$23,891 (+0.05%) Land $7,098 Building $16,793
2022	$1,048.00	$23,880 Land $7,090 Building $16,790	$68,250 (-0.01%) Land $20,270 Building $47,980
2021			$68,260 Land $20,280 Building $47,980

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3602 Holmes Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 16, 2011

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3602 Holmes Rd is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Smart Way Communications Fixed Wireless	250 / 50

May also be available: AT&T, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Holmes Rd

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