DeKalb County property record for 3960 E Saddle Ridge Dr, Lithonia, GA 30038
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,952 sqft · built 2000 |
| Lot Size | 0.34 acres (14,810 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $307,500 (Feb 2026) |
| Tax Bill | $6,509 (2025) |
| Deeds & Mortgages | Jun 2026 Transfer Feb 2026 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 16-046-01-099 |
| Primary APN | 16-046-01-099 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 12 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 2,952 sqft Living Area |
| 1st Floor Area | 1,420 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2006 |
| Architectural Style | Traditional |
| Exterior Material | Brick |
| Construction Type | Brick |
| Roof Type | Gable/Hip |
| Lot Area | 14,810 sqft (0.34 acres) |
| Garage Area | 528 sqft |
| Patio Area | 160 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 3960 E SADDLE RIDGE DR |
|---|---|
| City | LITHONIA |
| State | GA |
| Zip | 30038-3972 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R100 |
| Legal Description | THE TRAILS AT SAVOY CHASE BLOCK D LOT 43 2-26- 100 X 150 X 100 X 150 0.344 |
| Legal Subdivision | THE TRAILS AT SAVOY CHASE |
| Legal Block | 2 |
| Legal Lot Number | 43 |
| Jurisdiction | DE KALB GA |
| Township / Civil Division | LITHONIA |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 23432 |
3960 E Saddle Ridge Dr is owned and occupied by two individuals who acquired it in March 2026.
Source: DeKalb County records, as of August 17, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3960 E SADDLE RIDGE DR, LITHONIA, GA 30038-3972 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 8, 2026 | Quit Claim Deed, Transfer Quitclaim |
| Feb 19, 2026 | Limited Warranty Deed, Transfer · VA Mortgage NEW AMERICA FUNDING |
| Mar 6, 2019 | Grant Deed, Mortgage · Line of Credit CBRE CAP MARKETS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 19, 2026 · Amount on File |
| Deed Sale | Feb 19, 2026 · Amount on File |
| Prior Sale | Mar 27, 2025 |
| Deed Document Number | 202615995 |
| Deed Book / Page | 32443 / 325 |
| Last Transfer Date | Mar 30, 2026 |
| Transfer Doc | 0000061652 |
| Record Updated | Sep 20, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | DE KALB GA |
| Recording Date | Jun 8, 2026 |
| Property Address | 3960 E SADDLE RIDGE DR, LITHONIA, GA 30038-3972 |
| Document Number | 0000061652 |
| Book / Page | 32636 / 516 |
| Instrument Date | Mar 30, 2026 |
| Instrument | 202661652 |
| Transaction Type | Transfer |
| Record Updated | Aug 29, 2026 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3960 E SADDLE RIDGE DR, LITHONIA, GA 30038-3972 |
| Document Type | Limited Warranty Deed |
|---|---|
| Jurisdiction | DE KALB GA |
| Recording Date | Feb 19, 2026 |
| Property Address | 3960 E SADDLE RIDGE DR, LITHONIA, GA 30038-3972 |
| Document Number | 0324430325 |
| Book / Page | 32443 / 325 |
| Instrument Date | Jan 30, 2026 |
| Instrument | 2026015995 |
| Transaction Type | Transfer |
| Record Updated | Mar 16, 2026 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3.08 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3960 E SADDLE RIDGE DR, LITHONIA, GA 30038-3972 |
| Document Number | 2026015996 |
|---|---|
| Date | Feb 19, 2026 |
| Instrument | 2026015996 |
| Name | NEW AMERICA FUNDING |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Jan 1, 2056 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | DE KALB GA |
| Recording Date | Mar 6, 2019 |
| Property Address | 3960 E SADDLE RIDGE DR, LITHONIA, GA 30038-3972 |
| Document Number | 0274170397 |
| Book / Page | 027417 / 000397 |
| Instrument Date | Feb 15, 2019 |
| Instrument | 40714 |
| Transaction Type | Mortgage |
| Record Updated | May 1, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 2100 POWERS FERRY RD SE #350 ATLANTA GA 303395068, 350, ATLANTA, GA 30339-5068 |
| Document Number | 274170397 |
|---|---|
| Date | Mar 6, 2019 |
| Book Page | 027417/000397 |
| Instrument | 40714 |
| Name | CBRE CAP MARKETS |
|---|---|
| Type | Funding / Finance Company |
| Address | 929 GESSNER RD # 1700, HOUSTON, TX 77024-2317 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Mar 5, 2029 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 3960 E Saddle Ridge Dr was $6,509.
Source: DeKalb County assessment roll, as of October 15, 2025
| Type | Name |
|---|---|
| State | Georgia |
| County | DeKalb County |
| Municipality | Stonecrest City |
| Unified School District | DeKalb County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,509.00 | $134,920 Land $8,080 Building $126,840 | $337,300 Land $20,200 Building $317,100 |
| 2023 | $5,724.00 (-1.6%) | $120,000 (-3.16%) Land $8,080 Building $111,920 | $300,000 (-3.16%) Land $20,200 Building $279,800 |
| 2022 | $5,817.00 | $123,920 Land $8,080 Building $115,840 | $309,800 Land $20,200 Building $289,600 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 3960 E Saddle Ridge Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 25, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 3960 E Saddle Ridge Dr is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 85% of Georgia |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DEKALB COUNTY serves 743,000 people · EPA ID GA0890001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2023 |
| Lead | 6 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 183 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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