DeKalb County property record for 3940 E Saddle Ridge Dr, Lithonia, GA 30038
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,590 sqft · built 2000 |
| Lot Size | 0.9 acres (39,204 sqft) |
| Owner | Individual Name on File |
| Last Sale | $241,100 (May 2003) |
| Tax Bill | $746 (2023) |
| Deeds & Mortgages | Oct 2023 Mortgage Jan 2025 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 16 046 01 097 |
| Primary APN | 16 046 01 097 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 12 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 2,590 sqft Living Area |
| Gross Area | 2,160 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2000 |
|---|---|
| Architectural Style | Traditional |
| Exterior Material | Stucco |
| Lot Area | 39,204 sqft (0.9 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Old Parcel Number | 1604601097 |
|---|---|
| Street Address | 3940 E SADDLE RIDGE DR |
| City | LITHONIA |
| State | GA |
| Zip | 30038-3972 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R100 |
| Legal Description | CITY/MUNI/TWP:STONECREST |
| Legal Subdivision | TRAILS AT SAVOY CHASE |
| Legal Block | D |
| Legal Lot Number | 41 2 |
| Jurisdiction | DE KALB GA |
| Township / Civil Division | LITHONIA |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 23432 |
3940 E Saddle Ridge Dr is owned and occupied by an individual who bought it in May 2003.
Source: DeKalb County records, as of March 18, 2024
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 3940 E SADDLE RIDGE DR, LITHONIA, GA 30038-3972 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 26, 2023 | Deed of Trust, Mortgage · FHA Mortgage NEWREZ |
| Jan 8, 2025 | Deed of Trust, Mortgage · FHA Mortgage NEWREZ |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 27, 2003 · Amount on File |
| Deed Sale | May 27, 2003 · Amount on File |
| Deed Document Number | 0014659527 |
| Deed Book / Page | 14659 / 527 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DE KALB GA |
| Property Address | 3940 E SADDLE RIDGE DR, LITHONIA, GA 30038-3972 |
| Transaction Type | Mortgage |
| Record Updated | Dec 15, 2025 |
| Name | Verified Name |
|---|---|
| Address | 3940 E SADDLE RIDGE DR, LITHONIA, GA 30038-3972 |
| Document Number | 0311500306 |
|---|---|
| Date | Oct 26, 2023 |
| Book Page | 0000031150/0000000306 |
| Instrument | 2023113729 |
| Name | NEWREZ |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DE KALB GA |
| Property Address | 3940 E SADDLE RIDGE DR, LITHONIA, GA 30038-3972 |
| Transaction Type | Mortgage |
| Record Updated | Oct 3, 2025 |
| Name | Verified Name |
|---|---|
| Address | 3940 E SADDLE RIDGE DR, LITHONIA, GA 30038-3972 |
| Document Number | 0317960001 |
|---|---|
| Date | Jan 8, 2025 |
| Book Page | 0000031796/0000000001 |
| Instrument | 2025002400 |
| Name | NEWREZ |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2055 |
Source: DeKalb County assessment roll, as of July 1, 2023
| Type | Name |
|---|---|
| State | Georgia |
| County | DeKalb County |
| Municipality | Stonecrest City |
| Unified School District | DeKalb County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $746.00 (-19.35%) Senior Citizen's exemption | $132,160 (+7.06%) Land $8,080 Building $124,080 | $330,400 (+7.06%) Land $20,200 Building $310,200 |
| 2022 | $925.00 | $123,440 Land $8,080 Building $115,360 | $308,600 Land $20,200 Building $288,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3940 E Saddle Ridge Dr in Zone AE, a high-risk flood area within the regulatory floodway; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 25, 2025
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | Yes |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 3940 E Saddle Ridge Dr is moderate, ranking above 40% of the US, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · lower than 73% of Georgia |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DEKALB COUNTY serves 743,000 people · EPA ID GA0890001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2023 |
| Lead | 6 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 128 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
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