3960 Drew Ave, Cincinnati, OH 45248 Property Records

Hamilton County property record for 3960 Drew Ave, Cincinnati, OH 45248

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,368 sqft · built 1949
Lot Size	0.157 acres (6,839 sqft)
Owner	2 Individual Names on Record
Tax Bill	$3,260 (2025)
Deeds & Mortgages	Sep 2020 Mortgage Sep 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`550-0170-0216-00`

Property Details

APN / Parcel Number

Primary APN	`550-0170-0216-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,368 sqft Living Area
1st Floor Area	924 sqft
Attic	Attic
Attic Area	444 sqft
Basement Area	924 sqft
Finished Basement	200 sqft

Exterior

Year Built	Built 1949
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Masonry / Concrete Block
Lot Area	6,839 sqft (0.157 acres)
Lot Dimensions	124 ft deep x 60 ft wide
Garage Type	Basement
Garage Area	200 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	3960 DREW AVE
City	CINCINNATI
State	OH
Zip	45248-3224
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DREW AVE 60 X 124.62 IRR LOT 39 WESTCHESTER SUB
Legal Subdivision	WESTCHESTER SUB
Legal Lot Number	39
Jurisdiction	HAMILTON OH
Township / Civil Division	GREEN
Census Block Group	2
Census Block	2005
Census Tract	21001

Owner

Source: Hamilton County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3960 DREW AVE, CINCINNATI, OH 45248-3224
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 16, 2020	Deed of Trust, Mortgage · Conventional Mortgage WARSAW FED'L S&L ASSN
Sep 16, 2020	Deed of Trust, Mortgage · Conventional with PMI WARSAW FED'L S&L ASSN

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 21, 2004
Deed Sale	Oct 21, 2004
Deed Document Number	35312
Deed Book / Page	8515 / 00430
Prior Transfer Date	Mar 14, 2001
Prior Transfer Doc	01-038717
Record Updated	Jun 8, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	3960 DREW AVE, CINCINNATI, OH 45248-3224
Document Number	0000097252
Instrument Date	Sep 16, 2020
Transaction Type	Mortgage
Record Updated	Nov 4, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3960 DREW AVE CINCINNATI OH 452483224, CINCINNATI, OH 45248-3224

Mortgage

Document Number	0000097252
Date	Sep 23, 2020
Book Page	014259/000003
Instrument	97252

Lender

Name	WARSAW FED'L S&L ASSN
Type	Federal Savings Bank
Address	CINCINNATI, OH 45205

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Sep 22, 2035

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	3960 DREW AVE, CINCINNATI, OH 45248-3224
Document Number	0000001889
Instrument Date	Sep 16, 2020
Transaction Type	Mortgage
Record Updated	Mar 25, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3960 DREW AVE CINCINNATI OH 452483224, CINCINNATI, OH 45248-3224

Mortgage

Document Number	0000001889
Date	Jan 6, 2021
Book Page	014328/002914
Instrument	1889

Lender

Name	WARSAW FED'L S&L ASSN
Type	Federal Savings Bank
Address	CINCINNATI, OH 45205

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	180 Months
Due	Jan 5, 2036

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
County Subdivision	Green Township
Unified School District	Oak Hills Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,260.00 (+2.52%)	$62,514 (-) Land $9,044 Building $53,470
2024	$3,180.00 (-0.09%)	$62,514 (-) Land $9,044 Building $53,470
2023	$3,183.00 (+21.53%)	$62,514 (+43.48%) Land $9,044 Building $53,470	$178,610 (+43.48%) Land $25,840 Building $152,770
2022	$2,619.00 Homeowner's exemption	$43,569 Land $8,131 Building $35,438
2020			$124,480 Land $23,230 Building $101,250

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (1978–1979)
Most Recent Claim	Feb 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 414 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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