3956 Drew Ave, Cincinnati, OH 45248 Property Records

Hamilton County property record for 3956 Drew Ave, Cincinnati, OH 45248

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,246 sqft · built 1946
Lot Size	0.154 acres (6,708 sqft)
Owner	2 Individual Names on File
Last Sale	$148,500 (Nov 2020)
Tax Bill	$2,818 (2025)
Deeds & Mortgages	Nov 2020 Sale & Mortgage Aug 2020 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`550-0170-0217-00`

Property Details

APN / Parcel Number

Primary APN	`550-0170-0217-00`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,246 sqft Living Area
Gross Area	2,074 sqft
1st Floor Area	862 sqft
Attic	Attic
Attic Area	384 sqft
Basement Area	828 sqft

Exterior

Year Built	Built 1946
Effective Year Built	Effective 1946
Architectural Style	Conventional
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	6,708 sqft (0.154 acres)
Lot Dimensions	120 ft deep x 60 ft wide
Garage Type	Basement
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	3956 DREW AVE
City	CINCINNATI
State	OH
Zip	45248-3224
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	C
Legal Description	DREW AVE 60 X 120 IRR LOT 40 WESTCHESTER SUB
Legal Subdivision	WESTCHESTER SUB
Legal Lot Number	40
Jurisdiction	HAMILTON OH
Township / Civil Division	GREEN
Census Block Group	2
Census Block	2005
Census Tract	21001

Owner

3956 Drew Ave is owned and occupied by two individuals who bought it in November 2020.

Source: Hamilton County records, as of January 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	3956 DREW AVE, CINCINNATI, OH 45248-3224
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Nov 10, 2020	Warranty Deed, Transfer PRIME LNDG
Aug 25, 2020	Deed of Trust, Mortgage · Line of Credit NEW FOUNDATION SVGS BK
Jul 14, 2020	Quit Claim Deed, Transfer NEW FOUNDATION SVGS BK
Dec 8, 2017	Deed of Trust, Mortgage · Line of Credit KEMBA CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 10, 2020 · Amount on File
Deed Sale	Nov 10, 2020 · Amount on File
Deed Document Number	2020118391
Deed Book / Page	14293 / 870
Prior Transfer Date	Aug 2, 1995
Prior Transfer Doc	0000127691
Record Updated	Oct 29, 2026

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Nov 10, 2020
Property Address	3956 DREW AVE, CINCINNATI, OH 45248-3224
Document Number	0000118391
Book / Page	014293 / 000870
Instrument Date	Oct 30, 2020
Instrument	118391
Transaction Type	Transfer
Record Updated	Feb 9, 2021
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$594.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3956 DREW AVE CINCINNATI OH 452483224, CINCINNATI, OH 45248-3224

Mortgage

Document Number	118392
Date	Nov 10, 2020
Book Page	014293/000872
Instrument	118392

Lender

Name	PRIME LNDG
Address	DALLAS, TX 75252

Agreement

Amount	Amount on Record
Term	360 Months
Due	Nov 9, 2050

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	3956 DREW AVE, CINCINNATI, OH 45248-3224
Document Number	0000089446
Instrument Date	Aug 25, 2020
Transaction Type	Mortgage
Record Updated	Nov 2, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3956 DREW AVE CINCINNATI OH 452483224, CINCINNATI, OH 45248-3224

Mortgage

Document Number	0000089446
Date	Sep 3, 2020
Book Page	014246/000973
Instrument	89446

Lender

Name	NEW FOUNDATION SVGS BK
Type	Federal Savings Bank
Address	CINCINNATI, OH 45239

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

July 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HAMILTON OH
Recording Date	Jul 14, 2020
Property Address	3956 DREW AVE, CINCINNATI, OH 45248-3224
Document Number	0000067293
Book / Page	014209 / 000288
Instrument Date	Jun 5, 2020
Instrument	67293
Transaction Type	Transfer
Record Updated	Sep 2, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2564 CHATEAUGAY CT BURLINGTON KY 410059170, BURLINGTON, KY 41005-9170

Mortgage

Document Number	65751
Date	Jul 14, 2020
Book Page	014206/001371
Instrument	65751

Lender

Name	NEW FOUNDATION SVGS BK
Type	Federal Savings Bank
Address	CINCINNATI, OH 45239

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jul 13, 2050

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	3956 DREW AVE, CINCINNATI, OH 45248-3224
Document Number	0000114634
Book / Page	013566 / 001665
Instrument Date	Dec 8, 2017
Transaction Type	Mortgage
Record Updated	Jan 26, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3956 DREW AVE CINCINNATI OH 452483224, CINCINNATI, OH 45248-3224

Mortgage

Document Number	0000114634
Date	Dec 18, 2017
Book Page	013566/001665
Instrument	114634

Lender

Name	KEMBA CU
Type	Credit Union
Address	WEST CHESTER, OH 45069

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Dec 17, 2032

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 3956 Drew Ave was $2,818, up 2.5% from the year before.

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
County Subdivision	Green Township
Unified School District	Oak Hills Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,818.00 (+2.55%)	$53,985 (+%) Land $9,181 Building $44,804	$154,240 Land $26,230 Building $128,010
2024	$2,748.00 (-0.11%)	$53,983 (-) Land $9,180 Building $44,803
2023	$2,751.00 (+30.63%)	$53,983 (+54.33%) Land $9,180 Building $44,803	$154,240 Land $26,230 Building $128,010
2022	$2,106.00 Homeowner's exemption	$34,980 Land $8,257 Building $26,723
2020			$99,940 Land $23,590 Building $76,350

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3956 Drew Ave in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (1978–1979)
Most Recent Claim	Feb 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3956 Drew Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 414 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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