St. Charles County property record for 3960 Benne Rd, Defiance, MO 63341
| Property Type | Farm - Irrigated or Dry |
|---|---|
| Details | 4 bd · 3.5 ba · 8,028 sqft · built 2013 |
| Lot Size | 12 acres (526,640 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $240,000 (Aug 2011) |
| Tax Bill | $8,797 (2025) |
| Deeds & Mortgages | Oct 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 596130A000 |
| Primary APN | 596130A000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 8,028 sqft Gross Area |
| 1st Floor Area | 3,474 sqft |
| Basement Area | 3,426 sqft |
| Year Built | Built 2013 |
|---|---|
| Effective Year Built | Effective 2013 |
| Architectural Style | Ranch |
| Exterior Material | Stone |
| Lot Area | 526,640 sqft |
| Garage Type | Attached |
| Garage Area | 1,128 sqft |
| Parking Spaces | 4 Parking Spaces |
| Account Number | 596130A000 |
|---|---|
| Street Address | 3960 BENNE RD |
| City | DEFIANCE |
| State | MO |
| Zip | 63341-1420 |
| Property Category | Agriculture or Farming |
| Property Type | Agriculture / Farming > Farm - Irrigated or Dry |
| Local Zoning Code | AA1 |
| Legal Description | NE NE NE1/4 SEC 32 |
| Legal Range | 2 |
| Legal Township | 46 |
| Legal Section | 03 |
| Legal Subdivision | JOSEPH BAUGH PARTITION |
| Legal Lot Number | 7 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | BOONE |
| Census Block Group | 2 |
| Census Block | 2033 |
| Census Tract | 312206 |
3960 Benne Rd, an agricultural property, is held in a trust since September 2024.
Source: St. Charles County records, as of August 26, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 3960 BENNE RD, DEFIANCE, MO 63341-1420 |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 3, 2011 · Amount on File |
| Deed Sale | Aug 3, 2011 · Amount on File |
| Prior Sale | Nov 9, 2001 |
| Deed Document Number | 2011451450 |
| Deed Book / Page | 5618 / 1203 |
| Last Transfer Date | Sep 11, 2024 |
| Transfer Doc | 0000043333 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 3960 BENNE RD, DEFIANCE, MO 63341-1420 |
| Document Number | 0000079679 |
| Instrument Date | Oct 14, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jan 28, 2021 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3960 BENNE RD DEFIANCE MO 633411420, DEFIANCE, MO 63341-1420 |
| Document Number | 0000079679 |
|---|---|
| Date | Oct 20, 2020 |
| Instrument | 79679 |
| Name | GUILD MTG |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92111 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Oct 19, 2050 |
The 2025 property tax bill for 3960 Benne Rd was $8,797.
Source: St. Charles County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Unified School District | Francis Howell R-III School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $146,928 (-) | $787,341 (-) Land $64,509 Building $722,832 | |
| 2025 | $8,797.00 | $146,928 | $787,341 Land $64,509 Building $722,832 |
| 2023 | $136,088 | ||
| 2022 | $729,411 Land $64,509 Building $664,902 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3960 Benne Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3960 Benne Rd is moderate, ranking above 40% of the US, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · lower than 60% of Missouri |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST CHARLES COUNTY PWSD 2 serves 100,587 people · EPA ID MO6024530 |
|---|---|
| Water Source | Purchased surface water from ST LOUIS CITY PWS |
| Last State Inspection | Aug 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
| Sparklight Cable | 1,000 / 50 |
| Starlink Satellite | 280 / 30 |
May also be available: Wisper ISP.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures