1. Home
  2. Missouri
  3. St. Charles County
  4. Defiance
  5. Benne Rd

3940 Benne Rd, Defiance, MO 63341 Property Records

St. Charles County property record for 3940 Benne Rd, Defiance, MO 63341

Property Summary

Property TypeFarm - Irrigated or Dry
Details1 bd · 4 ba · 2,800 sqft · built 2003
Lot Size12.4 acres (541,015 sqft)
Owner2 Individual Names on File
Last Sale$177,000 (Jul 2002)
Deeds & MortgagesNov 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN597870A000

Property Details

APN / Parcel Number

Primary APN597870A000
Alternative APN
  • 3-0055-S033-00-0007.2000000

Interior

Bedrooms1 Bed
Full Baths4 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area2,800 sqft Total Area
1st Floor Area2,800 sqft
Basement Area2,488 sqft
Finished Basement1,666 sqft
Fireplaces1 Fireplace
FireplaceSingle

Exterior

Year BuiltBuilt 2003
Architectural StyleRanch
Exterior MaterialVinyl
Lot Area541,015 sqft (12.4 acres)
Garage TypeAttached
Garage Area600 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area432 sqft

Location & Zoning

Account Number597870A000
Old Parcel Number597870A000
Street Address3940 BENNE RD
CityDEFIANCE
StateMO
Zip63341-1420
Property CategoryAgriculture or Farming
Property TypeAgriculture / Farming > Farm - Irrigated or Dry
Local Zoning CodeAA1
Legal DescriptionPT SE NE 1/4 SEC 32 & PT NW 1/4
Legal Range02E
Legal Township46N
Legal Section33
Legal SubdivisionJOSEPH BAUGH PARTITION
Legal Lot Number7
JurisdictionST CHARLES MO
Township / Civil DivisionBOONE
Census Block Group2
Census Block2033
Census Tract312206

Owner

3940 Benne Rd, an agricultural property, is owned and occupied by two individuals who bought it in July 2002.

Source: St. Charles County records, as of October 19, 2023

Owner of Record2 Individual Names on File
Mailing Address3940 BENNE RD, DEFIANCE, MO 63341-1420
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 18, 2002 · Amount on File
Deed SaleJul 18, 2002 · Amount on File
Deed Document Number0029501599
Deed Book / Page2950 / 1599
Record UpdatedJun 7, 2026

November 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CHARLES MO
Property Address3940 BENNE RD, DEFIANCE, MO 63341-1420
Document Number0068421163
Book / Page006842 / 001163
Instrument DateNov 10, 2017
Transaction TypeMortgage
Record UpdatedNov 28, 2017
Title CompanyUS TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address3940 BENNE RD DEFIANCE MO 633411420, DEFIANCE, MO 63341-1420

Mortgage

Document Number0068421163
DateNov 22, 2017
Book Page006842/001163
Instrument726580
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
TypeVA Mortgage
AmountAmount on Record
Term360 Months
DueNov 21, 2047

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of July 1, 2023

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
Unified School DistrictFrancis Howell R-III School District (PK - 12)

Tax Bill & Assessment History

YearAssessed ValueAssessed Market Value
2023$109,360
2022$586,379 Land $33,794 Building $552,585

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3940 Benne Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3940 Benne Rd is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 66% of the US · lower than 76% of Missouri
Wildfire Likelihood0.04% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST CHARLES COUNTY PWSD 2
serves 100,587 people · EPA ID MO6024530
Water SourcePurchased surface water from ST LOUIS CITY PWS
Last State InspectionAug 2023
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Fiber		1,000 / 1,000
Sparklight
Cable		1,000 / 50

May also be available: Verizon, Wisper ISP.

Nearby Properties on Benne Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures