St. Johns County property record for 3960 A1A S, Unit 922, Saint Augustine, FL 32080
| Property Type | Townhouse |
|---|---|
| Details | 2 bd · 2.5 ba · 1,286 sqft · built 1980 |
| Lot Size | 0.02 acres (871 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $285,000 (Jun 2006) |
| Tax Bill | $4,651 (2025) |
| Deeds & Mortgages | Oct 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 174491-0922 |
| Primary APN | 174491-0922 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 1,286 sqft Living Area |
| 1st Floor Area | 1,286 sqft |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1980 |
| Lot Area | 871 sqft (0.02 acres) |
| Street Address | 3960 A1A S, 922 |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32080-4726 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Legal Description | 14/102 103 ST AUG BCH & TENNIS CLUB TOWNHOUSES TRACT 9 PARCEL 922 OR2733/1328 |
| Legal Range | 30E |
| Legal Township | 08S |
| Legal Section | 10 |
| Legal Subdivision | ST. AUGUSTINE BEACH & TENNIS CLUB TOWNHO |
| Legal Tract | 9 |
| Legal Block | 2 |
| Legal Lot Number | 922 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | ST. AUGUSTINE |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 21410 |
Source: St. Johns County records, as of June 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 432 S 20TH ST, MOUNT VERNON, IL 62864-4426 |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 29, 2006 · Amount on Record |
| Deed Sale | Jun 29, 2006 · Amount on Record |
| Deed Document Number | 200648773 |
| Deed Book / Page | 2733 / 1328 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 3960 A1A S UNIT 922, 922, SAINT AUGUSTINE, FL 32080-4726 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0048100691 |
|---|---|
| Date | Oct 8, 2019 |
| Book Page | 4810/0691 |
| Instrument | 2019075140 |
| Name | PEOPLES NATIONAL BANK NA |
|---|---|
| Type | Bank |
| Address | MOUNT VERNON, IL 62864 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Oct 1, 2044 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.75% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Oct 1, 2020 |
| Change Frequency | Annually |
| Min Rate At Change | 5.5% |
| Max Rate At Change | 7.75% |
| Index | 1-Year LIBOR |
| Max Rate | 11.7% |
Source: St. Johns County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Municipality | St. Augustine Beach City |
| Unified School District | St. Johns County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $293,000 (-) Land $39,000 Building $254,000 | $293,000 (-) Land $39,000 Building $254,000 | |
| 2025 | $4,651.00 (+8.31%) | $293,000 (-9.45%) | $293,000 (-9.45%) Land $39,000 Building $254,000 |
| 2024 | $4,294.00 (+6.16%) | ||
| 2023 | $4,045.00 (+21.04%) | $323,580 (+45.6%) | $323,580 (+45.6%) Land $39,000 Building $284,580 |
| 2022 | $3,342.00 | $222,240 | $222,240 Land $30,240 Building $192,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 294 individual policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 954 units insured incl. 660 condo units |
| Nearby Flood Claims | 5 (2016–2024) |
| Claims Outside the SFHA | 4 of 5 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 89% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SJCU-CR214 MAINLAND WTP serves 66,953 people · EPA ID FL2554447 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 291 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| IQ Fiber Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| AT&T Fiber · Fixed Wireless · DSL in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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