3960 A1A S, Unit 1004, Saint Augustine, FL 32080 Property Records

St. Johns County property record for 3960 A1A S, Unit 1004, Saint Augustine, FL 32080

Property Summary

Property Type	Townhouse
Details	2 bd · 2.5 ba · 1,296 sqft · built 1980
Lot Size	0.02 acres (871 sqft)
Owner	Company Name on File
Last Sale	$215,000 (Mar 2007)
Tax Bill	$3,291 (2025)
Deeds & Mortgages	Sep 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`174491-1004`

Property Details

APN / Parcel Number

Primary APN	`174491-1004`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,296 sqft Living Area
1st Floor Area	1,296 sqft

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Lot Area	871 sqft (0.02 acres)

Location & Zoning

Street Address	3960 A1A S, 1004
City	SAINT AUGUSTINE
State	FL
Zip	32080-4726
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	14/80-81 ST AUG BCH & TENNIS CLUB TOWNHOUSES TRACTS 8 & 10 PARCEL 1004 OR2888/231 & 3859/810
Legal Range	30E
Legal Township	08S
Legal Section	10
Legal Subdivision	ST. AUGUSTINE BEACH & TENNIS CLUB TOWNHO
Legal Tract	8,10
Legal Block	2
Legal Lot Number	1004
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	2
Census Block	2001
Census Tract	21410

Owner

Source: St. Johns County records · APN 174491-1004

Assessment roll updated April 13, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	3960 A1A S, 1004, SAINT AUGUSTINE, FL 32080-4726
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 23, 2007 · Amount on Record
Deed Sale	Mar 23, 2007 · Amount on Record
Deed Document Number	200719753
Deed Book / Page	2888 / 231
Last Transfer Date	Mar 24, 2014
Transfer Doc	0038590810
Record Updated	Sep 20, 2026

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	3960 A1A S UNIT 1004, 1004, SAINT AUGUSTINE, FL 32080-4726
Document Number	0047931030
Instrument Date	Sep 04, 2019
Transaction Type	Mortgage
Record Updated	Sep 27, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	500 WILLOW BROOK LN ST GEORGE VT 054957962, ST GEORGE, VT 05495-7962

Mortgage

Document Number	0047931030
Date	Sep 12, 2019
Book Page	004793/001030
Instrument	67404

Lender

Name	VYSTAR CU
Type	Credit Union
Address	JACKSONVILLE, FL 32210

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Sep 11, 2034

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Municipality	St. Augustine Beach City
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$249,161 (+2.7%)	$293,000 (-) Land $39,000 Building $254,000
2025	$3,291.00 (+9.81%) Homeowner's exemption Widower's exemption	$242,611 (+5.99%)	$293,000 (-9.45%) Land $39,000 Building $254,000
2024	$2,997.00 (+5.53%)
2023	$2,840.00 (-0.66%) Homeowner's exemption Widower's exemption	$228,907 (+3%)	$323,580 (+45.6%) Land $39,000 Building $284,580
2022	$2,859.00 Homeowner's exemption	$222,240	$222,240 Land $30,240 Building $192,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 15, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 294 individual policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	954 units insured incl. 660 condo units
Nearby Flood Claims	5 (2016–2024)
Claims Outside the SFHA	4 of 5
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Irma, Sep 2017 · 2 claims

Wildfire

Wildfire Risk	Low lower than 62% of the US · lower than 89% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
IQ Fiber Intermediate Holdings Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
AT&T Fiber · Fixed Wireless · DSL in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 291 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	SJCU-CR214 MAINLAND WTP serves 66,953 people
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.