St. Johns County property record for 3960 A1A S, Unit 804, Saint Augustine, FL 32080
| Property Type | Townhouse |
|---|---|
| Details | 2 bd · 2.5 ba · 1,296 sqft · built 1980 |
| Lot Size | 0.02 acres (871 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $203,000 (Jun 2016) |
| Tax Bill | $2,259 (2025) |
| Deeds & Mortgages | Dec 2021 Mortgage Oct 2020 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 174491-0804 |
| Primary APN | 174491-0804 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 1,296 sqft Living Area |
| 1st Floor Area | 1,296 sqft |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1980 |
| Lot Area | 871 sqft (0.02 acres) |
| Street Address | 3960 A1A S, 804 |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32080-4724 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Legal Description | 14/80-81 ST AUG BCH & TENNIS CLUB TOWNHOUSES TRACTS 8 & 10 PARCEL 804 OR4201/1913 |
| Legal Range | 30E |
| Legal Township | 08S |
| Legal Section | 10 |
| Legal Subdivision | ST. AUGUSTINE BEACH & TENNIS CLUB TOWNHO |
| Legal Tract | 8,10 |
| Legal Block | 2 |
| Legal Lot Number | 804 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | ST. AUGUSTINE |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 21410 |
Source: St. Johns County records · APN 174491-0804
Assessment roll updated April 13, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3960 A1A S, 804, SAINT AUGUSTINE, FL 32080-4724 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 07, 2021 | Deed of Trust, Mortgage · Conventional Mortgage SUNCOAST CU |
| Oct 15, 2020 | Deed of Trust, Mortgage · Line of Credit SUNCOAST CU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 03, 2016 · Amount on Record |
| Deed Sale | Jun 03, 2016 · Amount on Record |
| Deed Document Number | 201634902 |
| Deed Book / Page | 4201 / 1913 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 3960 A1A S UNIT 804, 804, SAINT AUGUSTINE, FL 32080-4724 |
| Transaction Type | Mortgage |
| Record Updated | May 23, 2023 |
| Name | Verified Name |
|---|---|
| Address | 3960 A1A S 804, 804, ST AUGUSTINE, FL 32080-4724 |
| Document Number | 0054380542 |
|---|---|
| Date | Dec 07, 2021 |
| Book Page | 5438/542 |
| Instrument | 2021132037 |
| Name | SUNCOAST CU |
|---|---|
| Type | Credit Union |
| Address | TAMPA, FL 33610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Jan 01, 2042 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 3960 A1A S UNIT 804, 804, SAINT AUGUSTINE, FL 32080-4724 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|---|
| Address | 3960 A1A S 804, 804, SAINT AUGUSTINE, FL 32080-4724 |
| Document Number | 0050720756 |
|---|---|
| Date | Oct 15, 2020 |
| Book Page | 5072/756 |
| Instrument | 2020091444 |
| Name | SUNCOAST CU |
|---|---|
| Type | Credit Union |
| Address | TAMPA, FL 33680 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Municipality | St. Augustine Beach City |
| Unified School District | St. Johns County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $178,217 (+2.7%) | $293,000 (-) Land $39,000 Building $254,000 | |
| 2025 | $2,259.00 (+9.98%) Homeowner's exemption | $173,532 (+2.9%) | $293,000 (-9.45%) Land $39,000 Building $254,000 |
| 2024 | $2,054.00 (+7.88%) Homeowner's exemption | $168,641 (+3%) | $323,580 (-) Land $39,000 Building $284,580 |
| 2023 | $1,904.00 (+2.42%) Homeowner's exemption | $163,729 (+3%) | $323,580 (+45.6%) Land $39,000 Building $284,580 |
| 2022 | $1,859.00 Homeowner's exemption | $158,960 | $222,240 Land $30,240 Building $192,000 |
Source: FEMA National Flood Hazard Layer as of September 15, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 294 individual policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 954 units insured incl. 660 condo units |
| Nearby Flood Claims | 5 (2016–2024) |
| Claims Outside the SFHA | 4 of 5 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
| Wildfire Risk | Low lower than 62% of the US · lower than 89% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| IQ Fiber Intermediate Holdings Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| AT&T Fiber · Fixed Wireless · DSL in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 291 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | SJCU-CR214 MAINLAND WTP serves 66,953 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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