St. Johns County property record for 3960 A1A S, Unit 803, Saint Augustine, FL 32080
| Property Type | Townhouse |
|---|---|
| Details | 2 bd · 2.5 ba · 1,296 sqft · built 1980 |
| Lot Size | 0.02 acres (871 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $250,000 (Mar 2022) |
| Tax Bill | $4,184 (2025) |
| Deeds & Mortgages | Jul 2026 Line of Credit Mar 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 174491-0803 |
| Primary APN | 174491-0803 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 1,296 sqft Living Area |
| 1st Floor Area | 1,296 sqft |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1980 |
| Lot Area | 871 sqft (0.02 acres) |
| Street Address | 3960 A1A S, 803 |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32080-4724 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Legal Description | 14/80-81 ST AUG BCH & TENNIS CLUB TOWNHOUSES TRACTS 8 & 10 PARCEL 803 OR5524/442 |
| Legal Range | 30E |
| Legal Township | 08S |
| Legal Section | 10 |
| Legal Subdivision | ST. AUGUSTINE BEACH & TENNIS CLUB TOWNHO |
| Legal Tract | 8,10 |
| Legal Block | 2 |
| Legal Lot Number | 803 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | ST. AUGUSTINE |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 21410 |
Source: St. Johns County records, as of July 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3960 A1A S, 803, SAINT AUGUSTINE, FL 32080-4724 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 2, 2026 | Deed of Trust, Mortgage · Line of Credit SUNCOAST CREDIT UNION |
| Mar 28, 2022 | Deed of Trust, Mortgage · Conventional Mortgage TD BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 28, 2022 · Amount on Record |
| Deed Sale | Mar 28, 2022 · Amount on Record |
| Deed Document Number | 202232053 |
| Deed Book / Page | 5524 / 442 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Jul 2, 2026 |
| Property Address | 3960 A1A S, 803, SAINT AUGUSTINE, FL 32080-4724 |
| Document Number | 0000056625 |
| Book / Page | 6394 / 624 |
| Instrument Date | Jun 25, 2026 |
| Instrument | 202656625 |
| Transaction Type | Mortgage |
| Record Updated | Jul 14, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 3960 A1A S, 803, SAINT AUGUSTINE, FL 32080-4724 |
| Document Number | 0000056625, |
|---|---|
| Date | Jul 2, 2026 |
| Book Page | 6394/624 |
| Instrument | 202656625 |
| Name | SUNCOAST CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.53% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 3960 A1A S UNIT 803, 803, SAINT AUGUSTINE, FL 32080-4724 |
| Transaction Type | Mortgage |
| Record Updated | Apr 8, 2022 |
| Name | Verified Name |
|---|---|
| Address | 3960 A1A S 804, 804, ST AUGUSTINE, FL 32080-4724 |
| Document Number | 0055240445 |
|---|---|
| Date | Mar 28, 2022 |
| Book Page | 5524/445 |
| Instrument | 2022032054 |
| Name | TD BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19808 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2052 |
Source: St. Johns County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Municipality | St. Augustine Beach City |
| Unified School District | St. Johns County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $293,000 (-) Land $39,000 Building $254,000 | $293,000 (-) Land $39,000 Building $254,000 | |
| 2025 | $4,184.00 (-5.06%) Homeowner's exemption | $293,000 (-9.45%) | $293,000 (-9.45%) Land $39,000 Building $254,000 |
| 2024 | $4,407.00 (+0.39%) | ||
| 2023 | $4,390.00 (+26.62%) Homeowner's exemption | $323,580 (+45.6%) | $323,580 (+45.6%) Land $39,000 Building $284,580 |
| 2022 | $3,467.00 | $222,240 | $222,240 Land $30,240 Building $192,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 294 individual policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 954 units insured incl. 660 condo units |
| Nearby Flood Claims | 5 (2016–2024) |
| Claims Outside the SFHA | 4 of 5 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 89% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SJCU-CR214 MAINLAND WTP serves 66,953 people · EPA ID FL2554447 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 291 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| IQ Fiber Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| AT&T Fiber · Fixed Wireless · DSL in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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