396 This Way, Freeport, FL 32439 Property Records

Walton County property record for 396 This Way, Freeport, FL 32439

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,556 sqft · built 2020
Lot Size	0.127 acres (5,532 sqft)
Owner	2 Individual Names on Record
Last Sale	$427,500 (Jun 2023)
Tax Bill	$4,389 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Jun 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`18-1S-19-23213-000-0640`

Property Details

APN / Parcel Number

Primary APN	`18-1S-19-23213-000-0640`
Alternative APN	`18-119-23213-000-0640`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,556 sqft Living Area
Gross Area	3,094 sqft
1st Floor Area	1,068 sqft
Flooring	Carpet
Interior Walls	Custom/Decorative

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	5,532 sqft (0.127 acres)
Lot Dimensions	108 ft deep x 50 ft wide
Garage Type	Attached
Garage Area	420 sqft
Porch	Finished/Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	396 THIS WAY
City	FREEPORT
State	FL
Zip	32439-5427
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MUNI
Legal Description	LOT 64 MILL COTTAGES AT HAMMOCK BAY PB 22-44 OR 3135-4013 OR 3174-891 OR 3291-4834
Legal Range	019
Legal Township	01S
Legal Section	18
Legal Subdivision	HAMMOCK BAY
Legal Block	6
Legal Lot Number	64
Jurisdiction	WALTON FL
Township / Civil Division	FREEPORT
Census Block Group	2
Census Block	2027
Census Tract	950502

Owner

Source: Walton County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1374 VILLAGE GREEN DR, CLAIRTON, PA 15025-3044
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jul 20, 2026	Warranty Deed, Transfer · FHA Mortgage CROSSCOUNTRY MORTGAGE
Jun 8, 2023	Warranty Deed, Transfer · Conventional Mortgage ZILLOW HOME LOANS LLC
Dec 18, 2020	Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage DHI MORTGAGE COMPANY LTD

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 8, 2023 · Amount on Record
Deed Sale	Jun 8, 2023 · Amount on Record
Prior Sale	Dec 18, 2020 · Amount on Record
Deed Document Number	202320325
Deed Book / Page	3291 / 4834
Record Updated	Sep 20, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Jul 20, 2026
Property Address	396 THIS WAY, FREEPORT, FL 32439-5427
Document Number	0000029692
Book / Page	3406 / 1303
Instrument Date	Jul 17, 2026
Instrument	202629692
Transaction Type	Transfer
Record Updated	Aug 4, 2026
Title Company	SCENIC TITLE, SCENIC TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$296,869.30
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	396 THIS WAY, FREEPORT, FL 32439-5427

Mortgage

Document Number	0000029693,
Date	Jul 20, 2026
Instrument	202629693

Lender

Name	CROSSCOUNTRY MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate	6.48%
Max Rate	-1%

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Jun 8, 2023
Property Address	396 THIS WAY, FREEPORT, FL 32439-5427
Document Number	0032914834
Book / Page	3291 / 4834
Map Reference	MB 22 PG 44-47
Instrument Date	Jun 5, 2023
Instrument	20230020325
Transaction Type	Transfer
Record Updated	Dec 18, 2025
Title Company	ZILLOW CLOSING SERVICES LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,992.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	365 VENUS LN, PACIFIC, MO 63069-4119

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1374 VILLAGE GREEN DR, JEFFERSON HILLS, PA 15025-3044

Mortgage

Document Number	0032914837
Date	Jun 8, 2023
Instrument	3291/4837

Lender

Name	ZILLOW HOME LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2053

December 2020: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Dec 18, 2020
Property Address	396 THIS WAY, FREEPORT, FL 32439-5427
Document Number	0031740891
Book / Page	3174 / 891
Map Reference	MB 22 PG 44-47
Instrument Date	Dec 17, 2020
Instrument	20200052266
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 30, 2021
Title Company	DHI TITLE OF FLORIDA INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,221.80
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	25366 PROFIT DR, 25366, DAPHNE, AL 36526-5126

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	396 THIS WAY, FREEPORT, FL 32439-5427

Mortgage

Document Number	0003174892
Date	Dec 18, 2020
Instrument	3174/892

Lender

Name	DHI MORTGAGE COMPANY LTD
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

Source: Walton County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Municipality	Freeport City
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,389.00 (-4.96%)	$386,244 (-0.74%) Land $50,000 Building $336,244	$386,244 (-0.74%) Land $50,000 Building $336,244
2024	$4,618.00 (+0.28%)
2023	$4,605.00 (+10.86%) Homeowner's exemption	$389,107 (+10.28%) Land $49,485 Building $339,622	$389,107 (+10.28%) Land $49,485 Building $339,622
2022	$4,154.00	$352,840 Land $54,928 Building $297,912	$352,840 Land $54,928 Building $297,912

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 296 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	296 in force
Nearby Flood Claims	56 (1989–2020)
Claims Outside the SFHA	8 of 56
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Sally, Sep 2020 · 12 claims Hurricane Frances, Sep 2004 · 18 claims Hurricane Opal, Oct 1995 · 13 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 59% of the US · lower than 67% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTH BAY WATER SYSTEM serves 3,171 people · EPA ID FL1664019
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 109 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	1,000 / 1,000
Wildstar Networks Fixed Wireless	200 / 50

May also be available: Verizon.

Nearby Properties on This Way

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures