372 This Way, Freeport, FL 32439 Property Records

Walton County property record for 372 This Way, Freeport, FL 32439

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,642 sqft · built 2020
Lot Size	0.156 acres (6,795 sqft)
Owner	2 Company Names on Record
Last Sale	$359,000 (Apr 2023)
Tax Bill	$3,579 (2025)
Deeds & Mortgages	Jun 2025 Transfer Apr 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`18-1S-19-23213-000-0670`

Property Details

APN / Parcel Number

Primary APN	`18-1S-19-23213-000-0670`
Alternative APN	`18-119-23213-000-0670`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,642 sqft Living Area
Gross Area	2,178 sqft
1st Floor Area	1,642 sqft
Flooring	Carpet
Interior Walls	Custom/Decorative

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	6,795 sqft (0.156 acres)
Lot Dimensions	130 ft deep x 50 ft wide
Garage Type	Attached
Garage Area	400 sqft
Porch	Finished/Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	372 THIS WAY
City	FREEPORT
State	FL
Zip	32439-5427
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MUNI
Legal Description	LOT 67 MILL COTTAGES AT HAMMOCK BAY PB 22-44 OR 3135-4013 OR 3177-727 OR 3286-4297 OR 3362-3592
Legal Range	019
Legal Township	01S
Legal Section	18
Legal Subdivision	HAMMOCK BAY
Legal Block	6
Legal Lot Number	67
Jurisdiction	WALTON FL
Township / Civil Division	FREEPORT
Census Block Group	2
Census Block	2027
Census Tract	950502

Owner

Source: Walton County records, as of December 3, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	107 SPINDLE TOP LN, FORT THOMAS, KY 41075-4017
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jun 26, 2025	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Apr 18, 2023	Warranty Deed, Transfer · Conventional Mortgage GUARDIAN SAVINGS BANK
Jan 4, 2021	Special Warranty Deed, Subdivision Related Transfer · VA Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 18, 2023 · Amount on Record
Deed Sale	Apr 18, 2023 · Amount on Record
Prior Sale	Jan 4, 2021 · Amount on Record
Deed Document Number	202313394
Deed Book / Page	3286 / 4297
Last Transfer Date	Jun 24, 2025
Transfer Doc	0033623592
Record Updated	Jun 8, 2026

June 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WALTON FL
Recording Date	Jun 26, 2025
Property Address	372 THIS WAY, FREEPORT, FL 32439-5427
Document Number	0033623592
Book / Page	3362 / 3592
Map Reference	MB 22 PG 44-47
Instrument Date	Jun 24, 2025
Instrument	20250022456
Transaction Type	Transfer
Record Updated	Dec 18, 2025
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	36 HIGHVIEW DR, FORT THOMAS, KY 41075-1659

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	107 SPINDLE TOP LN, FORT THOMAS, KY 41075-4017

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Apr 18, 2023
Property Address	372 THIS WAY, FREEPORT, FL 32439-5427
Document Number	0032864297
Book / Page	3286 / 4297
Map Reference	MB 22 PG 44-47
Instrument Date	Apr 18, 2023
Instrument	20230013394
Transaction Type	Transfer
Record Updated	Dec 18, 2025
Title Company	MITCHELL LAND AND TITLE, MITCHELL LAND & TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,513.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	372 THIS WAY, FREEPORT, FL 32439-5427

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	36 HIGHVIEW DR, FORT THOMAS, KY 41075-1659

Mortgage

Document Number	0032864298
Date	Apr 18, 2023
Instrument	3286/4298

Lender

Name	GUARDIAN SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	6.25%
Type Change Date	May 1, 2028
Change Frequency	Annually
Min Rate At Change	3.75%
Max Rate At Change	8.25%
Index	1-Year T-Bill
Max Rate	12.2%

January 2021: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Jan 4, 2021
Property Address	372 THIS WAY, FREEPORT, FL 32439-5427
Document Number	0031770727
Book / Page	3177 / 727
Map Reference	MB 22 PG 44-47
Instrument Date	Dec 30, 2020
Instrument	20210000190
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 18, 2025
Title Company	DHI TITLE FLORIDA INC, DHI TITLE OF FLORIDA INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,903.30
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	25366 PROFIT DR, DAPHNE, AL 36526-5126

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	372 THIS WAY, FREEPORT, FL 32439-5427

Mortgage

Document Number	0003177728
Date	Jan 4, 2021
Instrument	3177/728

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

Source: Walton County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Municipality	Freeport City
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,579.00 (-4.71%)	$279,685 (-0.63%) Land $50,000 Building $229,685	$279,685 (-0.63%) Land $50,000 Building $229,685
2024	$3,756.00 (+25.12%)
2023	$3,002.00 (+5.41%) Homeowner's exemption	$281,472 (+8.89%) Land $49,485 Building $231,987	$281,472 (+8.89%) Land $49,485 Building $231,987
2022	$2,848.00 Homeowner's exemption	$258,503 Land $54,928 Building $203,575	$258,503 Land $54,928 Building $203,575

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 296 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	296 in force
Nearby Flood Claims	56 (1989–2020)
Claims Outside the SFHA	8 of 56
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Sally, Sep 2020 · 12 claims Hurricane Frances, Sep 2004 · 18 claims Hurricane Opal, Oct 1995 · 13 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 59% of the US · lower than 67% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTH BAY WATER SYSTEM serves 3,171 people · EPA ID FL1664019
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 109 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	1,000 / 1,000
Wildstar Networks Fixed Wireless	200 / 50

May also be available: Verizon.

Nearby Properties on This Way

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures