396 Spencer Ave, Upland, CA 91786 Property Records

San Bernardino County property record for 396 Spencer Ave, Upland, CA 91786

Property Summary

Property TypeApartments (5+ Units)
Details4 ba · 7,508 sqft · built 1966
Lot Size0.383 acres (16,660 sqft)
OwnerCompany Name on Record
Last Sale$215,000 (May 1996)
Tax Bill$4,086 (2025)
Deeds & MortgagesAug 2021 Mortgage
Apr 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN1008-093-20-0000

Property Details

APN / Parcel Number

Primary APN1008-093-20-0000

Interior

Full Baths4 Baths
Units8 Units
Stories2 Stories
Building Area7,508 sqft Total Area

Exterior

Year BuiltBuilt 1966
Effective Year BuiltEffective 1966
Exterior MaterialStucco
Construction TypeWood
Roof TypeGable
Lot Area16,660 sqft (0.383 acres)
Lot Dimensions140 ft deep x 119 ft wide

Utilities, Heating & Cooling

SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address396 SPENCER AVE
CityUPLAND
StateCA
Zip91786-7901
Property CategoryResidential
Property TypeResidential > Multi-Unit > Apartments (5+ Units)
Legal DescriptionTRACT 12001 LOT 14
Legal Tract12001
Legal Block2
Legal Lot Number14
JurisdictionSAN BERNARDINO CA
Township / Civil DivisionONTARIO
Census Block Group2
Census Block2003
Census Tract825

Owner

Source: San Bernardino County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address1028 TREVECCA PL, CLAREMONT, CA 91711-1405
Owner TypeCompany
VestingBorrower in Default

Deeds, Mortgages & Sale History

DateDocument
Aug 6, 2021Deed of Trust, Mortgage · Commercial Mortgage
JPMORGAN CHASE BANK NA
Apr 27, 2018Grant Deed, Mortgage
JP MORGAN CHASE BK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 23, 1996 · Amount on Record
Deed SaleMay 23, 1996 · Amount on Record
Prior SaleOct 2, 1995 · Amount on Record
Deed Document Number1996182652
Last Transfer DateApr 23, 2013
Transfer Doc0000180411
Record UpdatedSep 20, 2026

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN BERNARDINO CA
Property Address396 SPENCER AVE, UPLAND, CA 91786-7901
Transaction TypeMortgage
Record UpdatedNov 29, 2023
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE CO NCS

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000354587
DateAug 6, 2021
Instrument2021-0354587
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
AddressCOPPELL, TX 75019
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

April 2018: Grant Deed, Mortgage

Document TypeGrant Deed
JurisdictionSAN BERNARDINO CA
Recording DateApr 27, 2018
Property Address396 SPENCER AVE, UPLAND, CA 91786-7901
Instrument DateApr 24, 2018
Instrument153707
Transaction TypeMortgage
Record UpdatedAug 20, 2018
Title CompanyFIRST AMERICAN TITLE

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address1028 TREVECCA PL CLAREMONT CA 917111405, CLAREMONT, CA 91711-1405

Mortgage

Document Number0000153707
DateApr 27, 2018
Instrument153707
Lender
NameJP MORGAN CHASE BK
TypeBank
AddressPO BOX 9178, COPPELL, TX 75019-9178
Agreement
AmountAmount Recorded

Tax Assessment & Valuation

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Bernardino County
MunicipalityUpland City
Unified School DistrictUpland Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$364,311 (+2%) Land $91,501 Building $272,810
2025$4,086.00 (+4.88%)$357,168 (+4.04%) Land $89,707 Building $267,461
2023$3,896.00 (+2.23%)$343,299 Land $86,224 Building $257,075
2022$3,811.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF UPLAND
serves 78,376 people · EPA ID CA3610050
Water SourceSurface water
Last State InspectionOct 2025
Lead2 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 354 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

May also be available: Frontier, GeoLinks.

Nearby Properties on Spencer Ave

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