374 Spencer Ave, Upland, CA 91786 Property Records

San Bernardino County property record for 374 Spencer Ave, Upland, CA 91786

Property Summary

Property Type	Apartments (5+ Units)
Details	7,508 sqft · built 1964
Lot Size	0.45 acres (19,600 sqft)
Owner	Company Name on Record
Last Sale	$2,000,000 (Sep 2004)
Tax Bill	$15,212 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Nov 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1008-093-21-0000`

Property Details

APN / Parcel Number

Primary APN	`1008-093-21-0000`

Interior

Units	8 Units
Stories	2 Stories
Building Area	7,508 sqft Total Area

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Exterior Material	Stucco
Construction Type	Wood
Roof Type	Gable
Lot Area	19,600 sqft (0.45 acres)
Lot Dimensions	140 ft deep x 140 ft wide

Utilities, Heating & Cooling

Cooling System	None
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	374 SPENCER AVE
City	UPLAND
State	CA
Zip	91786-7903
Property Category	Residential
Property Type	Residential > Multi-Unit > Apartments (5+ Units)
Legal Description	TRACT 12001 LOT 15
Legal Subdivision	TRACT NO 12001
Legal Tract	12001
Legal Block	2
Legal Lot Number	15
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	ONTARIO
Census Block Group	2
Census Block	2003
Census Tract	825

Owner

Source: San Bernardino County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1028 TREVECCA PL, CLAREMONT, CA 91711-1405
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Dec 7, 2021	Deed of Trust, Mortgage · Commercial Mortgage JPMORGAN CHASE BANK NA
Nov 20, 2018	Deed of Trust, Mortgage · Commercial Mortgage JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 30, 2004 · Amount on Record
Deed Sale	Sep 30, 2004 · Amount on Record
Prior Sale	Jun 28, 1996 · Amount on Record
Deed Document Number	2004712666
Last Transfer Date	Jun 17, 2016
Transfer Doc	0000246957
Record Updated	Sep 20, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	374 SPENCER AVE, UPLAND, CA 91786-7903
Transaction Type	Mortgage
Record Updated	Nov 29, 2023
Title Company	FIRST AMERICAN TITLE COMPANY NATIONAL, FIRST AMER TTL CO NATL COM S

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1028 TREVECCA PL, CLAREMONT, CA 91711-1405

Mortgage

Document Number	0000545766
Date	Dec 7, 2021
Instrument	2021-0545766

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COPPELL, TX 75019

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	374 SPENCER AVE, UPLAND, CA 91786-7903
Transaction Type	Mortgage
Record Updated	Jul 22, 2022
Title Company	FIRST AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1028 TREVECCA PL, CLAREMONT, CA 91711-1405

Mortgage

Document Number	0000435397
Date	Nov 20, 2018
Instrument	2018-0435397

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COPPELL, TX 75019

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	San Bernardino County
Municipality	Upland City
Unified School District	Upland Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,421,801 (+2%) Land $639,810 Building $781,991
2025	$15,212.00 (+4.83%)	$1,393,923 (+4.04%) Land $627,265 Building $766,658
2023	$14,511.00 (+2.18%)	$1,339,795 Land $602,908 Building $736,887
2022	$14,201.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF UPLAND serves 78,376 people · EPA ID CA3610050
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 354 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Frontier, GeoLinks.

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