396 Saint Ives Dr, Madison, MS 39110 Property Records

Madison County property record for 396 Saint Ives Dr, Madison, MS 39110

Property Summary

Property TypeSingle Family Home
Details5 ba · 4,801 sqft · built 2009
Lot Size0.351 acres (15,310 sqft)
OwnerIndividual Name on File
Last Sale$503,900 (Oct 2018)
Tax Bill$4,784 (2025)
Deeds & MortgagesDec 2020 Mortgage
Dec 2019 Construction Loan
+ 3 more
Flood ZoneZone X (minimal risk)
APN072B-09D-105

Property Details

APN / Parcel Number

Primary APN072B-09D-105
Alternative APNs
  • 072B-09D-105/00.00
  • 45837

Interior

Full Baths5 Baths
Stories1 Story
Building Area4,801 sqft Adjusted Area
Gross Area2,809 sqft
1st Floor Area2,809 sqft
2nd Floor Area1,117 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2009
Effective Year BuiltEffective 2009
Exterior MaterialBrick Veneer
Roof TypeHip
Roof MaterialAsphalt
Lot Area15,310 sqft (0.351 acres)
Patio Area340 sqft

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Account Number45837
Street Address396 SAINT IVES DR
CityMADISON
StateMS
Zip39110-7182
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 64 ST IVES PART 2 E@13
Legal Range02E
Legal Township07N
Legal Section09
Legal SubdivisionSAINT IVES S D PT 2
Legal Lot Number64
JurisdictionMADISON MS
Township / Civil Division2
Census Block Group2
Census Block2001
Census Tract30202

Owner

396 Saint Ives Dr is owned and occupied by an individual who bought it in October 2018.

Source: Madison County records, as of December 2, 2025

Owner of RecordIndividual Name on File
Mailing Address396 SAINT IVES DR, MADISON, MS 39110-7182
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Dec 9, 2020Deed of Trust, Mortgage
RENASANT BK
Dec 26, 2019Trustee's Deed, Construction Loan · Construction Mortgage
RENASANT BK
Oct 22, 2018Warranty Deed, Transfer
ATTORNEY ONLY
Oct 22, 2018Warranty Deed, Construction Loan · Line of Credit
RENASANT BK
Aug 24, 2018Trustee's Deed, Construction Loan · Line of Credit
TRUE H KNOWLES

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 22, 2018 · Amount on File
Deed SaleOct 22, 2018 · Amount on File
Prior SaleDec 9, 2015 · Amount on File
Deed Document Number2018852566
Deed Book / Page3658 / 965
Prior Transfer DateDec 7, 2015
Prior Transfer Doc3283/0989
Record UpdatedJun 8, 2026

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMADISON MS
Property Address396 SAINT IVES DR, MADISON, MS 39110-7182
Document Number0000913304
Instrument DateDec 9, 2020
Transaction TypeMortgage
Record UpdatedDec 29, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address396 SAINT IVES DR MADISON MS 391107182, MADISON, MS 39110-7182

Mortgage

Document Number0000913304
DateDec 17, 2020
Book Page003960/000463
Instrument913304
Lender
NameRENASANT BK
TypeBank
AddressMADISON, MS 39110
Agreement
AmountAmount on Record
Term180 Months
DueDec 16, 2035

December 2019: Trustee's Deed, Construction Loan

Document TypeTrustee's Deed
JurisdictionMADISON MS
Recording DateDec 26, 2019
Property Address396 SAINT IVES DR, MADISON, MS 39110-7182
Book / Page003802 / 000488
Instrument DateDec 4, 2019
Instrument882288
Transaction TypeConstruction Loan
Record UpdatedJan 10, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address396 SAINT IVES DR MADISON MS 391107182, MADISON, MS 39110-7182

Mortgage

Document Number0000882288
DateDec 26, 2019
Book Page003802/000488
Instrument882288
Lender
NameRENASANT BK
TypeBank
AddressMADISON, MS 39110
Agreement
TypeConstruction Mortgage
AmountAmount on Record
Term12 Months
DueDec 25, 2020

October 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMADISON MS
Recording DateOct 22, 2018
Property Address396 SAINT IVES DR, MADISON, MS 39110-7182
Document Number0000852566
Book / Page003658 / 000965
Instrument DateOct 10, 2018
Instrument852566
Transaction TypeTransfer
Record UpdatedNov 2, 2018
Title CompanyATTORNEY ONLY

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4705 BROOKWOOD PL BYRAM MS 392725704, BYRAM, MS 39272-5704

October 2018: Warranty Deed, Construction Loan

Document TypeWarranty Deed
JurisdictionMADISON MS
Recording DateOct 22, 2018
Property Address396 SAINT IVES DR, MADISON, MS 39110-7182
Document Number0000852565
Book / Page003658 / 000963
Instrument DateOct 10, 2018
Instrument852565
Transaction TypeConstruction Loan
Record UpdatedNov 5, 2018
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4705 BRASKWOOS PL BYRAM MS 39272, BYRAM, MS 39272

Mortgage

Document Number852567
DateOct 22, 2018
Book Page003658/000967
Instrument852567
Lender
NameRENASANT BK
TypeBank
AddressFLOWOOD, MS 35232
Agreement
TypeLine of Credit
AmountAmount on Record
Term12 Months
DueOct 21, 2019
Interest
Rate TypeAdjustable Rate

August 2018: Trustee's Deed, Construction Loan

Document TypeTrustee's Deed
JurisdictionMADISON MS
Recording DateAug 24, 2018
Property Address396 SAINT IVES DR, MADISON, MS 39110-7182
Book / Page003640 / 000016
Instrument DateAug 22, 2018
Instrument846225
Transaction TypeConstruction Loan
Record UpdatedSep 11, 2018
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
Address369 SAINT IVES DR MADISON MS 391107183, MADISON, MS 39110-7183

Mortgage

Document Number0000846225
DateAug 24, 2018
Book Page003640/000016
Instrument846225
Lender
NameTRUE H KNOWLES
Address3831 TURTLE CREEK BLVD, DALLAS, TX 75219-4480
Agreement
TypeLine of Credit
AmountAmount on Record
Term12 Months
DueAug 23, 2019
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 396 Saint Ives Dr was $4,784 with a homeowner's exemption.

Source: Madison County assessment roll, as of November 7, 2025

Property Jurisdictions

TypeName
StateMississippi
CountyMadison County
MunicipalityMadison City
Unified School DistrictMadison County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,784.00 Homeowner's exemption$50,184$501,840 Land $65,000 Building $436,840
2024$4,784.00 (+0.69%)
2023$4,751.00 Homeowner's exemption$50,364$503,640 Land $65,000 Building $438,640

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 396 Saint Ives Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2012.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies8 in force
Nearby Flood Claims1 (2012)
Claims Outside the SFHA1 of 1
Most Recent ClaimJun 2012 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 396 Saint Ives Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 90% of Mississippi
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBEAR CREEK W/A -EAST
public/private · serves 18,770 people · EPA ID MS0450002
Water SourceGroundwater
Last State InspectionJun 2024
Lead3 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 359 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
C Spire Wireless
Fiber · Fixed Wireless in parts of the area
8,000 / 8,000
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Xfinity
Cable
1,200 / 35
NETSPEEDMS
Fixed Wireless
335 / 192
T-Mobile
Fixed Wireless
100 / 20

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