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385 Saint Ives Dr, Madison, MS 39110 Property Records

Madison County property record for 385 Saint Ives Dr, Madison, MS 39110

Property Summary

Property TypeSingle Family Home
Details5 ba · 4,367 sqft · built 2007
Lot Size0.355 acres (15,474 sqft)
Owner2 Individual Names on File
Last Sale$728,840 (Feb 2021)
Tax Bill$4,969 (2025)
Deeds & MortgagesSep 2023 Line of Credit
Feb 2021 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN072B-09D-136

Property Details

APN / Parcel Number

Primary APN072B-09D-136
Alternative APNs
  • 072B-09D-136/00.00
  • 45868

Interior

Full Baths5 Baths
Stories1 Story
Building Area4,367 sqft Adjusted Area
Gross Area2,679 sqft
1st Floor Area2,679 sqft
2nd Floor Area804 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2007
Effective Year BuiltEffective 2007
Exterior MaterialBrick Veneer
Foundation TypeSlab (Mat/Raft)
Roof TypeHip
Roof MaterialAsphalt
Lot Area15,474 sqft (0.355 acres)
Patio Area234 sqft

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Account Number45868
Street Address385 SAINT IVES DR
CityMADISON
StateMS
Zip39110-7183
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 95 ST IVES PART 2
Legal Range02E
Legal Township07N
Legal Section09
Legal SubdivisionSAINT IVES S D PT 2
Legal Lot Number95
JurisdictionMADISON MS
Township / Civil Division2
Census Block Group2
Census Block2006
Census Tract30202

Owner

385 Saint Ives Dr is owned and occupied by two individuals who bought it in February 2021.

Source: Madison County records, as of June 12, 2026

Owner of Record2 Individual Names on File
Mailing Address385 SAINT IVES DR, MADISON, MS 39110-7183
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 8, 2023Deed of Trust, Mortgage · Line of Credit
CADENCE BANK NA
Feb 26, 2021Warranty Deed, Transfer · Conventional Mortgage
BANKFIRST FINANCIAL SERVICES
Sep 6, 2017Deed of Trust, Mortgage
BANKPLUS LN OPERATIONS

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 26, 2021 · Amount on File
Deed SaleFeb 26, 2021 · Amount on File
Prior SaleNov 2, 2007
Deed Document Number2021919065
Deed Book / Page3994 / 899
Record UpdatedOct 29, 2026

September 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMADISON MS
Property Address385 SAINT IVES DR, MADISON, MS 39110-7183
Transaction TypeMortgage
Record UpdatedSep 29, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address385 SAINT IVES DR, MADISON, MS 39110-7183

Mortgage

Document Number004368/291
DateSep 8, 2023
Book Page4368/291
Instrument989100
Lender
NameCADENCE BANK NA
TypeBank
AddressMADISON, MS 39110
Agreement
TypeLine of Credit
AmountAmount on Record
Term299 Months
DueAug 26, 2048
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

February 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMADISON MS
Recording DateFeb 26, 2021
Property Address385 SAINT IVES DR, MADISON, MS 39110-7183
Document Number3994/899
Book / Page3994 / 899
Map ReferenceCAB E SL 13A&13B
Instrument DateFeb 26, 2021
Instrument919065
Transaction TypeTransfer
Record UpdatedAug 6, 2021
Title CompanyFIRST FL GUARANTY TITLE INC, FIRST GUARANTY TITLE INC

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address123 WOODMONT WAY, 123, RIDGELAND, MS 39157-8615

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address385 SAINT IVES DR, MADISON, MS 39110-7183

Mortgage

Document Number919066
DateFeb 26, 2021
Instrument919066
Lender
NameBANKFIRST FINANCIAL SERVICES
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueMar 1, 2051

September 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMADISON MS
Property Address385 SAINT IVES DR, MADISON, MS 39110-7183
Document Number0000820716
Book / Page003522 / 000433
Instrument DateSep 6, 2017
Transaction TypeMortgage
Record UpdatedSep 28, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
Address385 SAINT IVES DR MADISON MS 391107183, MADISON, MS 39110-7183

Mortgage

Document Number0000820716
DateSep 14, 2017
Book Page003522/000433
Instrument820716
Lender
NameBANKPLUS LN OPERATIONS
AddressRIDGELAND, MS 39157
Agreement
AmountAmount on Record
Term84 Months
DueSep 13, 2024

Tax Assessment & Valuation

The 2025 property tax bill for 385 Saint Ives Dr was $4,969 with a homeowner's exemption.

Source: Madison County assessment roll, as of November 7, 2025

Property Jurisdictions

TypeName
StateMississippi
CountyMadison County
MunicipalityMadison City
Unified School DistrictMadison County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,969.00 Homeowner's exemption$45,220$452,200 Land $65,000 Building $387,200
2024$4,969.00 (+0.02%)
2023$4,968.00 Homeowner's exemption$45,209$452,090 Land $65,000 Building $387,090

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 385 Saint Ives Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2012.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies8 in force
Nearby Flood Claims1 (2012)
Claims Outside the SFHA1 of 1
Most Recent ClaimJun 2012 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 385 Saint Ives Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 90% of Mississippi
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBEAR CREEK W/A -EAST
public/private · serves 18,770 people · EPA ID MS0450002
Water SourceGroundwater
Last State InspectionJun 2024
Lead3 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 359 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
C Spire Wireless
Fiber · Fixed Wireless in parts of the area		8,000 / 8,000
AT&T
Fiber · DSL · Fixed Wireless in parts of the area		5,000 / 5,000
Xfinity
Cable		1,200 / 35
NETSPEEDMS
Fixed Wireless		335 / 192
T-Mobile
Fixed Wireless		100 / 20

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