396 S Harrison St, Geneva, IL 60134 Property Records

Kane County property record for 396 S Harrison St, Geneva, IL 60134

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,498 sqft · built 1995
Lot Size0.359 acres (15,647 sqft)
Owner2 Individual Names on Record
Last Sale$172,500 (Oct 2001)
Tax Bill$6,982 (2025)
Deeds & MortgagesOct 2023 Line of Credit
Flood ZoneZone X (minimal risk)
APN12-11-128-079

Property Details

APN / Parcel Number

Primary APN12-11-128-079

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area1,498 sqft Living Area
Gross Area2,123 sqft
Basement Area625 sqft

Exterior

Year BuiltBuilt 1995
Effective Year BuiltEffective 1995
Lot Area15,647 sqft (0.359 acres)
View / LotCul-De-Sac
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Street Address396 S HARRISON ST
CityGENEVA
StateIL
Zip60134-2861
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 3 IN ARBOR GLEN UNIT II
Legal SubdivisionARBOR GLEN
Legal Block3
Legal Lot Number3
JurisdictionKANE IL
Township / Civil DivisionGENEVA
Census Block Group3
Census Block3014
Census Tract852500

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address396 S HARRISON ST, GENEVA, IL 60134-2861
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 19, 2001 · Amount on Record
Deed SaleOct 19, 2001 · Amount on Record
Deed Document Number2001109829
Record UpdatedOct 29, 2026

October 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address396 S HARRISON ST, GENEVA, IL 60134-2861
Transaction TypeMortgage
Record UpdatedOct 25, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000036347
DateOct 17, 2023
Instrument2023K036347
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeLine of Credit
AmountAmount Recorded
Term361 Months
DueNov 1, 2053
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionGeneva Township
MunicipalityGeneva City
Unified School DistrictGeneva Community Unit School District 304 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,982.00 (+6.4%) Homeowner's exemption Senior Citizen's exemption$112,673 (+8.5%) Land $34,678 Building $77,995$338,154 (+8.5%) Land $104,076 Building $234,079
2024$103,846 (+15.9%) Land $31,961 Building $71,885$311,663 (+15.95%) Land $95,921 Building $215,741
2022$6,562.00 (+3.39%) Homeowner's exemption$89,598 (+3.86%) Land $26,998 Building $62,600$268,794 (+3.86%) Land $80,994 Building $187,800
2021$6,347.00 Homeowner's exemption$86,268 Land $25,995 Building $60,273$258,804 Land $77,985 Building $180,819

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 74% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGENEVA
serves 21,247 people · EPA ID IL0890350
Water SourceGroundwater
Last State InspectionJun 2023
Lead5 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 264 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Xfinity
Cable
1,200 / 35
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fiber, Fixed Wireless in parts of the area
100 / 20

May also be available: Verizon.

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