313 S Harrison St, Geneva, IL 60134 Property Records

Kane County property record for 313 S Harrison St, Geneva, IL 60134

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,165 sqft · built 1987
Lot Size	0.32 acres (1,385 sqft)
Owner	Individual Name on File
Last Sale	$125,000 (Apr 2017)
Tax Bill	$4,452 (2025)
Deeds & Mortgages	Nov 2022 Line of Credit Jan 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`12-11-128-069`

Property Details

APN / Parcel Number

Primary APN	`12-11-128-069`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,165 sqft Living Area
1st Floor Area	1,165 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Lot Area	1,385 sqft (0.32 acres)
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	313 S HARRISON ST
City	GENEVA
State	IL
Zip	60134-2864
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	313
Legal Subdivision	PINE MDWS 05
Legal Block	3
Legal Lot Number	23
Jurisdiction	KANE IL
Township / Civil Division	GENEVA
Census Block Group	3
Census Block	3015
Census Tract	852500

Owner

313 S Harrison St is owned and occupied by an individual who bought it in April 2017.

Source: Kane County records, as of July 23, 2026

Owner of Record	Individual Name on File
Mailing Address	313 S HARRISON ST, GENEVA, IL 60134-2864
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 17, 2022	Deed of Trust, Mortgage · Line of Credit GREENSTATE CU
Jan 7, 2020	Deed of Trust, Mortgage · Conventional Mortgage MIDWEST COMMUNITY BANK
Nov 9, 2017	Deed of Trust, Mortgage · Conventional Mortgage MIDWEST COMMUNITY BANK
Jul 8, 2020	Deed of Trust, Mortgage · Conventional Mortgage MIDWEST COMMUNITY BANK
Apr 13, 2017	Warranty Deed, Transfer · Conventional Mortgage MIDWEST COMMUNITY BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 13, 2017 · Amount on File
Deed Sale	Apr 13, 2017 · Amount on File
Prior Sale	Nov 30, 2010 · Amount on File
Deed Document Number	201718412
Record Updated	Oct 29, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	313 S HARRISON ST, GENEVA, IL 60134-2864
Transaction Type	Mortgage
Record Updated	Aug 30, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000055369
Date	Nov 17, 2022
Instrument	2022K055369

Lender

Name	GREENSTATE CU
Type	Credit Union
Address	NORTH LIBERTY, IA 52317

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Nov 16, 2037

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	313 S HARRISON ST, GENEVA, IL 60134-2864
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000947
Date	Jan 7, 2020
Instrument	2020K000947

Lender

Name	MIDWEST COMMUNITY BANK
Type	Bank
Address	FREEPORT, IL 61032

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2050

Interest

Rate Type	Fixed Rate
Rate	4.75%

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	313 S HARRISON ST, GENEVA, IL 60134-2864
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000059111
Date	Nov 9, 2017
Instrument	2017K059111

Lender

Name	MIDWEST COMMUNITY BANK
Type	Bank
Address	SAINT CHARLES, IL 60174

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2047

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	313 S HARRISON ST, GENEVA, IL 60134-2864
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000036489
Date	Jul 8, 2020
Instrument	2020K036489

Lender

Name	MIDWEST COMMUNITY BANK
Type	Bank
Address	FREEPORT, IL 61032

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2050

Interest

Rate Type	Fixed Rate
Rate	3.62%

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Apr 13, 2017
Property Address	313 S HARRISON ST, GENEVA, IL 60134-2864
Document Number	0000018412
Instrument Date	Apr 3, 2017
Instrument	2017K018412
Transaction Type	Transfer
Record Updated	Jul 27, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$125.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	318 S HARRISON ST, 318, GENEVA, IL 60134-2861

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2248 OAKRIDGE DR, GENEVA, IL 60134

Mortgage

Document Number	0000018413
Date	Apr 13, 2017
Instrument	2017K018413

Lender

Name	MIDWEST COMMUNITY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 313 S Harrison St was $4,452 with a homeowner's exemption.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Geneva Township
Municipality	Geneva City
Unified School District	Geneva Community Unit School District 304 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,452.00 Homeowner's exemption	$69,653 (+8.5%) Land $4,816 Building $64,837	$209,043 (+8.5%) Land $14,454 Building $194,589
2024		$64,197 Land $4,439 Building $59,758	$192,668 Land $13,322 Building $179,346
2022	$3,399.00 (+3.44%) Homeowner's exemption	$46,710 (+3.86%) Land $3,749 Building $42,961	$140,130 (+3.86%) Land $11,247 Building $128,883
2021	$3,286.00 Homeowner's exemption	$44,974 Land $3,610 Building $41,364	$134,922 Land $10,830 Building $124,092

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 313 S Harrison St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 313 S Harrison St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GENEVA serves 21,247 people · EPA ID IL0890350
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	5 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 264 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Verizon.

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