Hampden County and Westfield City property record for 396 Prospect St Ext, Westfield, MA 01085
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.5 ba · 3,971 sqft · built 1786 |
| Lot Size | 1.02 acres (44,431 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $4,000 (Jan 1994) |
| Tax Bill | $7,432 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | WFLD M:39-R L:20 |
| Primary APN | WFLD M:39-R L:20 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 3,971 sqft Living Area |
| Gross Area | 8,246 sqft |
| Basement Area | 1,374 sqft |
| Unfinished Basement | 1,374 sqft |
| Year Built | Built 1786 |
|---|---|
| Effective Year Built | Effective 1786 |
| Architectural Style | Colonial |
| Exterior Material | Wood Siding |
| Construction Type | Stone |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 44,431 sqft (1.02 acres) |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Street Address | 396 PROSPECT STREET EXT |
|---|---|
| City | WESTFIELD |
| State | MA |
| Zip | 01085-1565 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Lot Number | 20 |
| Jurisdiction | WESTFIELD MA |
| Township / Civil Division | WESTFIELD |
| Census Block Group | 4 |
| Census Block | 4024 |
| Census Tract | 812800 |
396 Prospect St Ext is owned and occupied by two individuals who bought it in January 1994.
Source: Hampden County and Westfield City records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 396 PROSPECT STREET EXT, WESTFIELD, MA 01085-1565 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 5, 1994 · Amount on File |
| Deed Sale | Jan 5, 1994 · Amount on File |
| Deed Book / Page | 8703 / 361 |
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 396 Prospect St Ext was $7,432, up 9.6% from the year before.
Source: Hampden County and Westfield City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Hampden County |
| Municipality | Westfield City |
| Unified School District | Westfield School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,432.00 (+9.65%) | $497,800 (+11.49%) Land $131,800 Building $366,000 | $441,218 (-22.8%) |
| 2025 | $6,778.00 | $446,500 Land $127,900 Building $318,600 | $571,520 (+49.91%) |
| 2024 | $381,235 | ||
| 2023 | $5,187.00 | $305,500 Land $110,900 Building $194,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 396 Prospect St Ext in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective June 7, 2023
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 396 Prospect St Ext is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WESTFIELD DPWWATER DIVISION serves 41,094 people · EPA ID MA1329000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | 3 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Whip City Fiber Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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