391 Prospect St Ext, Westfield, MA 01085 Property Records

Hampden County and Westfield City property record for 391 Prospect St Ext, Westfield, MA 01085

Property Summary

Property Type	Single Family Home
Details	8 bd · 5.5 ba · 6,760 sqft · built 1993
Lot Size	12.8 acres (560,182 sqft)
Owner	Individual Name on File
Last Sale	$515,000 (May 2018)
Tax Bill	$11,320 (2026)
Deeds & Mortgages	May 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`WFLD M:39-R L:41`

Property Details

APN / Parcel Number

Primary APN	`WFLD M:39-R L:41`
Alternative APN	`M:329039 B:R0041 L:00000`

Interior

Bedrooms	8 Beds
Full Baths	5.5 Baths
Half Baths	1 Half Bath
Total Rooms	14 Rooms
Stories	2 Stories
Building Area	6,760 sqft Living Area
Gross Area	13,380 sqft
Basement Area	1,406 sqft
Unfinished Basement	1,406 sqft

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Architectural Style	Contemporary
Exterior Material	Aluminum/Vinyl
Construction Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	560,182 sqft (12.8 acres)
Garage Type	Basement
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	391 PROSPECT STREET EXT
City	WESTFIELD
State	MA
Zip	01085-1539
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Lot Number	41
Jurisdiction	WESTFIELD MA
Township / Civil Division	WESTFIELD
Census Block Group	4
Census Block	4028
Census Tract	812800

Owner

391 Prospect St Ext is owned and occupied by an individual who bought it in May 2018.

Source: Hampden County and Westfield City records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	391 PROSPECT STREET EXT, WESTFIELD, MA 01085-1539
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 8, 2018 · Amount on File
Deed Sale	May 8, 2018 · Amount on File
Prior Sale	Nov 8, 1996 · Amount on File
Deed Document Number	201824869
Deed Book / Page	22163 / 408
Transfer Doc	9224000217
Record Updated	Oct 29, 2026

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WESTFIELD MA
Recording Date	May 8, 2018
Property Address	391 PROSPECT STREET EXT, WESTFIELD, MA 01085-1539
Document Number	22163-408
Book / Page	22163 / 408
Instrument	24869
Transaction Type	Transfer
Record Updated	May 11, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$131.45
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	391 PROSPECT STREET EXT, WESTFIELD, MA 01085-1539

Mortgage

Document Number	221630410
Date	May 8, 2018
Instrument	22163/0410

Lender

Name	MB FINANCIAL BK NA

Agreement

Amount	Amount on Record
Term	360 Months
Due	May 8, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 391 Prospect St Ext was $11,320, down 1.9% from the year before.

Source: Hampden County and Westfield City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	Westfield City
Unified School District	Westfield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$11,320.00 (-1.86%)	$758,200 (-0.22%) Land $151,200 Building $607,000	$735,428 (-18.95%)
2025	$11,535.00	$759,900 Land $157,700 Building $602,200	$907,345 (+6.15%)
2024			$854,810
2023	$11,516.00	$678,200 Land $139,300 Building $538,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 391 Prospect St Ext in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 7, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 391 Prospect St Ext is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WESTFIELD DPWWATER DIVISION serves 41,094 people · EPA ID MA1329000
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Whip City Fiber Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20