396 Pine St, Gardner, MA 01440 Property Records

Worcester County and Gardner City property record for 396 Pine St, Gardner, MA 01440 · Last verified August 2026

Property Highlights

Property Type	Residential > Multi-Unit > Duplex
Bedrooms	4 Beds
Bathrooms	2 Baths
Architecture Style	Duplex Single
Year Built	Built 1935
Square Footage	1,920 sqft Living Area
Lot Size	12,540 sqft (0.288 acres)
Last Sale	$157,950 (2020)
Tax Bill	$40.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`M:P-21 B:0040 L:0009`
Alternative APN	`GARD M:R22 B:16 L:58`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Units	2 Units
Building Area	1,920 sqft Living Area
Gross Area	3,423 sqft Gross Area
Stories	2 Stories

Exterior

Year Built	Built 1935
Effective Year Built	Effective 1935
Architectural Style	Duplex Single Style
Exterior Material	Aluminum/Vinyl Exterior
Roof Construction	Gable Roof Construction
Roof Material	Asphalt Roof
Lot Area	12,540 sqft (0.288 acres)

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	Hot Water Heating
Heating Fuel	Oil Heating Fuel

Location & Zoning

Street Address	396 PINE ST
City	GARDNER
State	MA
Zip	01440-3025
Property Usage	Residential Property Usage
Type	Residential > Multi-Unit > Duplex
Legal Block	16
Legal Lot Number	58
Jurisdiction	GARDNER MA
Minor Civil Division	GARDNER
Census Blockgroup	1
Census Block	1016
Census Tract	707200

Owner

Source: Worcester County and Gardner City records · APN M:P-21 B:0040 L:0009

Assessment roll updated April 14, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	7 FIELDING ST, 1, WORCESTER, MA 01603-1209
Owner Type	Owner is a Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Jul 29, 2026	Quit Claim Deed, Transfer · Commercial Mortgage LOAN FUNDER LLC
Jul 28, 2020	Quit Claim Arm's Length for NE States, Transfer · Stand Alone First Mortgage NORCOM MORTGAGE

Assessor's Deed Record

Deed Names	Verified Name on Deed
Known Transactions	Last Sale Amount on Jul 28, 2020 Deed Sale Price on Jul 28, 2020 Prior Sale Amount on Dec 30, 2013
Deed Doc Number	202081985
Deed Book / Page	62893 / 225
Last Transfer Date	Jul 28, 2026
Transfer Doc	0000064477
Record Refreshed	Sep 20, 2026

July 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GARDNER MA
Recording Date	Jul 29, 2026
Property Address	396 PINE ST, GARDNER, MA 01440-3025
Document Number	0000064477
Book / Page	73948 / 382
Instrument Date	Jul 28, 2026
Instrument	202664477
Transaction Type	Transfer
Record Updated	Aug 19, 2026

Transaction

Tax	$0.00
Amount Accuracy	Zero or No Consideration Stated
Additional	Quitclaim Document

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Date	Jul 29, 2026

Lender

Name	LOAN FUNDER LLC

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	360 Months

Interest

Rate	6.47%
Max Rate	-1%

July 2020: Quit Claim Arm's Length for NE States, Transfer

Document Type	Quit Claim Arm's Length for NE States
Jurisdiction	GARDNER MA
Recording Date	Jul 28, 2020
Property Address	396 PINE ST, GARDNER, MA 01440-3025
Document Number	62893-225
Book / Page	62893 / 225
Instrument Date	Jul 27, 2020
Instrument	81985
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	81986
Date	Jul 28, 2020
Instrument	81986

Lender

Name	NORCOM MORTGAGE
Type	Mortgage Company

Agreement

Type	Stand Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Worcester County and Gardner City records · Assessment roll updated April 14, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
Municipality	Gardner City
Unified School District	Gardner School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$40.00 (-99.01%)	$283,700 (+5.27%) Land $70,000 Building $213,700
2024	$4,040.00 (+3.88%)	$269,500 (+11.78%) Land $63,700 Building $205,800
2023	$3,889.00	$241,100 Land $62,800 Building $178,300

396 Pine St, Gardner, MA 01440 Property Records

Property Highlights

Property Details

APN / Parcel Number

Interior

Exterior

Utilities and HVAC

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

July 2026: Quit Claim Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

July 2020: Quit Claim Arm's Length for NE States, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Nearby Properties on Pine St

Nearby Streets

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