351 Pine St, Gardner, MA 01440 Property Records

Worcester County and Gardner City property record for 351 Pine St, Gardner, MA 01440 · Last verified April 2026

Property Highlights

Property Type	Residential > Multi-Unit > Duplex
Bedrooms	4 Beds
Bathrooms	2 Baths
Architecture Style	Duplex Single
Year Built	Built 1915
Square Footage	1,784 sqft Living Area
Lot Size	6,582 sqft (0.151 acres)
Last Sale	$211,000 (2019)
Tax Bill	$41.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`M:P-21 B:0034 L:0012`
Alternative APN	`GARD M:R22 B:16 L:12`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Units	2 Units
Building Area	1,784 sqft Living Area
Gross Area	4,022 sqft Gross Area
Stories	2 Stories

Exterior

Year Built	Built 1915
Effective Year Built	Effective 1915
Architectural Style	Duplex Single Style
Exterior Material	Aluminum/Vinyl Exterior
Roof Construction	Gable Roof Construction
Roof Material	Asphalt Roof
Lot Area	6,582 sqft (0.151 acres)

Utilities and HVAC

Heating System	Hot Water Heating
Heating Fuel	Gas Heating Fuel

Location & Zoning

Street Address	351 PINE ST
City	GARDNER
State	MA
Zip	01440-3024
Property Usage	Residential Property Usage
Type	Residential > Multi-Unit > Duplex
Legal Block	16
Legal Lot Number	12
Jurisdiction	GARDNER MA
Minor Civil Division	GARDNER
Census Blockgroup	3
Census Block	3005
Census Tract	707300

Owner

Source: Worcester County and Gardner City records · APN M:P-21 B:0034 L:0012

Assessment roll updated April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	29 HY RD, WESTMINSTER, MA 01473-1719
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 26, 2019 · Amount on Record
Deed Sale	Sep 26, 2019 · Amount on Record
Prior Sale	Sep 22, 2010 · Amount on Record
Deed Doc Number	2019100243
Deed Book / Page	61123 / 363
Transfer Doc	53792-199
Record Refreshed	Jun 08, 2026

September 2019: Quit Claim Arm's Length for NE States, Transfer

Document Type	Quit Claim Arm's Length for NE States
Jurisdiction	GARDNER MA
Recording Date	Sep 26, 2019
Property Address	351 PINE ST, GARDNER, MA 01440-3024
Document Number	61123-363
Book / Page	61123 / 363
Instrument Date	Sep 26, 2019
Instrument	100243
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	29 HY RD, WESTMINSTER, MA 01473-1719

Mortgage

Document Number	100244
Date	Sep 26, 2019
Instrument	100244

Lender

Name	CLINTON SAVINGS BANK
Type	Bank

Agreement

Type	Stand Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Worcester County and Gardner City records · Assessment roll updated April 14, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
Municipality	Gardner City
Unified School District	Gardner School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$41.00 (-99.04%)	$291,400 (+2.5%) Land $66,500 Building $224,900
2024	$4,262.00 (+5.65%)	$284,300 (+13.67%) Land $60,500 Building $223,800
2023	$4,034.00	$250,100 Land $59,600 Building $190,500

Flood & Wildfire

351 Pine St is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · Worcester County (25027C), updated November 30, 2025

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.