Cherokee County property record for 385 N River St, Centre, AL 35960
| Property Type | Single Family Home |
|---|---|
| Details | 1,498 sqft · built 1910 |
| Lot Size | 1.01 acres (43,996 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $110,000 (Jan 2023) |
| Tax Bill | $268 (2023) |
| Deeds & Mortgages | Jan 2023 Sale May 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-14-05-22-2-002-005.000 |
| Primary APN | 13-14-05-22-2-002-005.000 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 1,498 sqft Living Area |
| Upper Floors Area | 346 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1910 |
|---|---|
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 43,996 sqft (1.01 acres) |
| Porch | Open Porch |
| Porch Area | 256 sqft |
| Deck Area | Deck Area |
| Account Number | 216812 |
|---|---|
| Street Address | 385 N RIVER ST |
| City | CENTRE |
| State | AL |
| Zip | 35960-1410 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 9, WEBB ADD SUB PB 3/4 |
| Legal Subdivision | WEBB ADDITION |
| Legal Lot Number | 9 |
| Jurisdiction | CHEROKEE AL |
| Township / Civil Division | CENTRE |
| Census Block Group | 4 |
| Census Block | 4022 |
| Census Tract | 956000 |
Source: Cherokee County records, as of November 26, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 385 N RIVER ST, CENTRE, AL 35960-1410 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 20, 2023 | Warranty Deed, Transfer |
| May 4, 2021 | Deed of Trust, Mortgage · FHA Mortgage HUD |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 20, 2023 · Amount on Record |
| Deed Sale | Jan 20, 2023 · Amount on Record |
| Prior Sale | Sep 7, 2016 · Amount on Record |
| Deed Document Number | 0000227753 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHEROKEE AL |
| Recording Date | Jan 20, 2023 |
| Property Address | 385 N RIVER ST, CENTRE, AL 35960-1410 |
| Document Number | 0000227753 |
| Map Reference | PB 3 PG 4 |
| Instrument Date | Jan 20, 2023 |
| Instrument | 227753 |
| Transaction Type | Transfer |
| Record Updated | Feb 22, 2023 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5925 BAVARIAN DR S, MOBILE, AL 36619-1760 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEROKEE AL |
| Property Address | 385 N RIVER ST, CENTRE, AL 35960-1410 |
| Transaction Type | Mortgage |
| Record Updated | Jun 16, 2021 |
| Name | Verified Name |
|---|
| Document Number | 217990 |
|---|---|
| Date | May 4, 2021 |
| Instrument | 217990 |
| Name | HUD |
|---|---|
| Type | Government Agency |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Sep 1, 2046 |
| Rate Type | Fixed Rate |
|---|
Source: Cherokee County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Alabama |
| County | Cherokee County |
| Municipality | Centre City |
| Unified School District | Cherokee County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | Additional exemption filed | $1,040 (-18.75%) Land $620 Building $420 | $83,200 (+1,2%) Land $6,200 Building $77,000 |
| 2023 | $268.00 Homeowner's exemption | $1,280 (+88.24%) | $6,400 (-90.64%) Land $6,200 Building $200 |
| 2022 | $268.00 Homeowner's exemption | $680 Land $620 Building $60 | $68,400 Land $6,200 Building $62,200 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective March 15, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 1 (2019) |
| Most Recent Claim | Feb 2019 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · lower than 66% of Alabama |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF CENTRE, WW AND SB OF THE serves 8,163 people · EPA ID AL0000188 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Oct 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 85 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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