Pontotoc County property record for 396 Lake Rd, Belden, MS 38826
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,927 sqft · built 2013 |
| Lot Size | 3 acres (130,680 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,016 (2025) |
| Deeds & Mortgages | May 2023 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 145-16-000-002.38 |
| Primary APN | 145-16-000-002.38 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Building Area | 1,927 sqft Living Area |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2013 |
|---|---|
| Exterior Material | Brick Veneer |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Hip |
| Roof Material | Shingle |
| Lot Area | 130,680 sqft (3 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 22320 |
|---|---|
| Street Address | 396 LAKE RD |
| City | BELDEN |
| State | MS |
| Zip | 38826-9120 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 3 AC SE1/4 NE1/4 20130310-311 1/24/13 20231590 5/10/23 662 295 2943 |
| Jurisdiction | PONTOTOC MS |
| Township / Civil Division | 1 |
| Census Block Group | 2 |
| Census Block | 2015 |
| Census Tract | 950101 |
396 Lake Rd is owned and occupied by two individuals.
Source: Pontotoc County records, as of October 30, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 396 LAKE RD, BELDEN, MS 38826-9120 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PONTOTOC MS |
| Property Address | 396 LAKE RD, BELDEN, MS 38826-9120 |
| Transaction Type | Mortgage |
| Record Updated | May 18, 2023 |
| Name | Verified Name |
|---|---|
| Address | 396 LAKE RD, BELDEN, MS 38826-9120 |
| Document Number | 2023001591 |
|---|---|
| Date | May 10, 2023 |
| Instrument | 2023001591 |
| Name | RENASANT BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Jun 1, 2038 |
The 2025 property tax bill for 396 Lake Rd was $2,016 with a homeowner's exemption.
Source: Pontotoc County assessment roll, as of September 1, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | Pontotoc County |
| Unified School District | Pontotoc County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,016.00 Homeowner's exemption | $15,771 | $157,713 Land $17,450 Building $140,263 |
| 2023 | $2,016.00 Homeowner's exemption Senior Citizen's exemption | $15,771 | $157,713 Land $17,450 Building $140,263 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 396 Lake Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 19, 2010
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 396 Lake Rd is moderate, ranking above 40% of the US, with a 0.07% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · lower than 70% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Tombigbee Fiber Fiber | 2,000 / 1,000 |
| C Spire Wireless Fixed Wireless | 100 / 20 |
May also be available: AT&T.
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