Pontotoc County property record for 368 Lake Rd, Belden, MS 38826
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 2,157 sqft · built 1998 |
| Lot Size | 3 acres (130,680 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $3,828 (2025) |
| Deeds & Mortgages | Apr 2017 Mortgage May 2022 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 145-16-000-002.31 |
| Primary APN | 145-16-000-002.31 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Building Area | 2,157 sqft Living Area |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Fireplace | Fireplace |
| Year Built | Built 1998 |
|---|---|
| Exterior Material | Brick Veneer |
| Foundation Type | Pier/Post & Beam |
| Roof Type | Hip |
| Roof Material | Shingle |
| Lot Area | 130,680 sqft (3 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 19057 |
|---|---|
| Street Address | 368 LAKE RD |
| City | BELDEN |
| State | MS |
| Zip | 38826-9120 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 3 AC SE1/4 NE1/4 20030514 1/29/03 20072345 5/14/07 20130311 1/24/13 20184616 12/6/18 20222108 5/13/22 662 891 2523 |
| Jurisdiction | PONTOTOC MS |
| Township / Civil Division | 1 |
| Census Block Group | 2 |
| Census Block | 2015 |
| Census Tract | 950101 |
Source: Pontotoc County records, as of January 8, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 368 LAKE ROAD, PONTOTOC, MS 38863 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 12, 2017 | Deed of Trust, Mortgage BANCORPSOUTH BANK |
| May 13, 2022 | Deed of Trust, Mortgage FIRST CHOICE BANK |
| Dec 15, 2025 | Warranty Deed, Transfer · Conventional Mortgage CADENCE BANK NA |
| Dec 6, 2018 | Warranty Deed, Transfer · Conventional Mortgage BANCORPSOUTH BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 15, 2025 |
| Deed Sale | Dec 15, 2025 |
| Prior Sale | Dec 6, 2018 |
| Deed Document Number | 2025004719 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PONTOTOC MS |
| Property Address | 368 LAKE RD, BELDEN, MS 38826-9120 |
| Transaction Type | Mortgage |
| Record Updated | Jan 9, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 2017001562 |
|---|---|
| Date | Apr 12, 2017 |
| Instrument | 2017001562 |
| Name | BANCORPSOUTH BANK |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PONTOTOC MS |
| Property Address | 368 LAKE RD, BELDEN, MS 38826-9120 |
| Transaction Type | Mortgage |
| Record Updated | Jan 9, 2026 |
| Name | Verified Name |
|---|---|
| Address | 137 ARNOLD TRL, PONTOTOC, MS 38863-6462 |
| Investor | Possibly a Property Investor |
| Document Number | 2022002109 |
|---|---|
| Date | May 13, 2022 |
| Instrument | 2022002109 |
| Name | FIRST CHOICE BANK |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | May 10, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PONTOTOC MS |
| Recording Date | Dec 15, 2025 |
| Property Address | 368 LAKE RD, BELDEN, MS 38826-9120 |
| Document Number | 2025004719 |
| Instrument Date | Dec 15, 2025 |
| Instrument | 2025004719 |
| Transaction Type | Transfer |
| Record Updated | Jan 9, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 368 LAKE ROAD, PONTOTOC, MS 38863 |
| Document Number | 2025004720 |
|---|---|
| Date | Dec 15, 2025 |
| Instrument | 2025004720 |
| Name | CADENCE BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jan 1, 2041 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PONTOTOC MS |
| Recording Date | Dec 6, 2018 |
| Property Address | 368 LAKE RD, BELDEN, MS 38826-9120 |
| Document Number | 2018004616 |
| Instrument Date | Nov 30, 2018 |
| Instrument | 2018004616 |
| Transaction Type | Transfer |
| Record Updated | Jan 5, 2026 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 2018004617 |
|---|---|
| Date | Dec 6, 2018 |
| Instrument | 2018004617 |
| Name | BANCORPSOUTH BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Dec 1, 2033 |
Source: Pontotoc County assessment roll, as of September 1, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | Pontotoc County |
| Unified School District | Pontotoc County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,828.00 (+5%) | $29,949 (+5%) | $199,655 (-) Land $17,450 Building $182,205 |
| 2023 | $2,552.00 Homeowner's exemption | $19,966 | $199,655 Land $17,450 Building $182,205 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 19, 2010
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · lower than 70% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Tombigbee Fiber Fiber | 2,000 / 1,000 |
| C Spire Wireless Fixed Wireless | 100 / 20 |
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