Middlesex County and Stow Town property record for 396 Hudson Rd, Stow, MA 01775
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 3,053 sqft · built 1997 |
| Lot Size | 2.51 acres (109,336 sqft) |
| Owner | Individual Name on File |
| Last Sale | $646,750 (Jul 2007) |
| Tax Bill | $17,218 (2026) |
| Deeds & Mortgages | Jan 2022 Refinance Jun 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R-12 0022-6 |
| Primary APN | R-12 0022-6 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 12 Rooms |
| Stories | 2 Stories |
| Building Area | 3,053 sqft Living Area |
| Gross Area | 7,038 sqft |
| 1st Floor Area | 1,881 sqft |
| Basement Area | 1,529 sqft |
| Unfinished Basement | 1,529 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Architectural Style | Colonial |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 109,336 sqft (2.51 acres) |
| Garage Type | Attached |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Oil |
| Account Number | R-12 0022-6 |
|---|---|
| Street Address | 396 HUDSON RD |
| City | STOW |
| State | MA |
| Zip | 01775-1444 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R |
| Jurisdiction | STOW MA |
| Township / Civil Division | STOW |
| Census Block Group | 2 |
| Census Block | 2050 |
| Census Tract | 323101 |
396 Hudson Rd is owned and occupied by an individual who acquired it in March 2019.
Source: Middlesex County and Stow Town records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 396 HUDSON RD, STOW, MA 01775-1444 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 26, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance BANK OF AMERICA NA |
| Jun 17, 2020 | Deed of Trust, Mortgage · Conventional Mortgage STEARNS LNDG |
| Mar 7, 2019 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 24, 2007 · Amount on File |
| Deed Sale | Jul 24, 2007 · Amount on File |
| Deed Document Number | 2007136851 |
| Deed Book / Page | 49825 / 575 |
| Last Transfer Date | Mar 6, 2019 |
| Transfer Doc | 72303-322 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STOW MA |
| Property Address | 396 HUDSON RD, STOW, MA 01775-1444 |
| Transaction Type | Mortgage |
| Record Updated | Feb 11, 2022 |
| Title Company | TITLE 365, TITLE365 |
| Name | Verified Name |
|---|
| Document Number | 079590-118 |
|---|---|
| Date | Jan 26, 2022 |
| Book Page | 79590/118 |
| Instrument | 13815 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STOW MA |
| Property Address | 396 HUDSON RD, STOW, MA 01775-1444 |
| Document Number | 74941-572 |
| Instrument Date | Jun 17, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 14, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 396 HUDSON RD STOW MA 017751444, STOW, MA 01775-1444 |
| Document Number | 74941-572 |
|---|---|
| Date | Jun 22, 2020 |
| Book Page | 074941/000572 |
| Instrument | 97848 |
| Name | STEARNS LNDG |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jun 21, 2035 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | STOW MA |
| Recording Date | Mar 7, 2019 |
| Property Address | 396 HUDSON RD, STOW, MA 01775-1444 |
| Document Number | 72303-322 |
| Book / Page | 072303 / 000322 |
| Instrument Date | Mar 6, 2019 |
| Instrument | 27902 |
| Transaction Type | Transfer |
| Record Updated | Mar 27, 2019 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 396 HUDSON RD STOW MA 017751444, STOW, MA 01775-1444 |
The 2026 property tax bill for 396 Hudson Rd was $17,218, up 4.7% from the year before.
Source: Middlesex County and Stow Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Stow Town |
| Unified School District | Nashoba School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $17,218.00 (+4.66%) | $963,500 (+2.02%) Land $399,500 Building $564,000 | $1,017,974 (-14.97%) |
| 2025 | $16,451.00 (+10.62%) | $944,400 (+7.77%) Land $380,400 Building $564,000 | $1,197,190 |
| 2024 | $14,871.00 (+2.45%) | $876,300 (+9.46%) Land $349,600 Building $526,700 | |
| 2023 | $14,515.00 | $800,600 Land $318,900 Building $481,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 396 Hudson Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 396 Hudson Rd is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · above 98.2% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
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