349 Hudson Rd, Stow, MA 01775 Property Records

Middlesex County and Stow Town property record for 349 Hudson Rd, Stow, MA 01775

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,480 sqft · built 1987
Lot Size	1.5 acres (65,471 sqft)
Owner	2 Individual Names on File
Last Sale	$415,000 (May 2004)
Tax Bill	$14,110 (2026)
Deeds & Mortgages	Nov 2022 Line of Credit Dec 2020 Refinance
Flood Zone	Zone X (minimal risk)
APN	`R-1 0012-2`

Property Details

APN / Parcel Number

Primary APN	`R-1 0012-2`
Alternative APNs	`STOW M:000R-1 P:012-2` `M:000R=1 P:012 =2`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,480 sqft Living Area
Gross Area	4,276 sqft
1st Floor Area	1,440 sqft
Basement Area	1,440 sqft
Unfinished Basement	1,440 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	65,471 sqft (1.5 acres)
Garage Type	Basement
Parking Spaces	2 Parking Spaces
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	R-1 0012-2
Street Address	349 HUDSON RD
City	STOW
State	MA
Zip	01775-1443
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Jurisdiction	STOW MA
Township / Civil Division	STOW
Census Block Group	2
Census Block	2049
Census Tract	323101

Owner

349 Hudson Rd is owned and occupied by two individuals who bought it in May 2004.

Source: Middlesex County and Stow Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	349 HUDSON RD, STOW, MA 01775-1443
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 25, 2022	Deed of Trust, Mortgage · Line of Credit HANSCOM FCU
Dec 24, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance HANSCOM FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 5, 2004 · Amount on File
Deed Sale	May 5, 2004 · Amount on File
Prior Sale	Jul 1, 1994 · Amount on File
Deed Document Number	2004110735
Deed Book / Page	42712 / 143
Record Updated	Oct 29, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STOW MA
Property Address	349 HUDSON RD, STOW, MA 01775-1443
Transaction Type	Mortgage
Record Updated	Dec 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00080987-1
Date	Nov 25, 2022
Book Page	80987/1
Instrument	173125

Lender

Name	HANSCOM FCU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2052

Interest

Rate Type	Adjustable Rate

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STOW MA
Property Address	349 HUDSON RD, STOW, MA 01775-1443
Transaction Type	Mortgage
Record Updated	May 10, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	076528-514
Date	Dec 24, 2020
Book Page	76528/514
Instrument	247624

Lender

Name	HANSCOM FCU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	121 Months
Due	Jan 1, 2031

Tax Assessment & Valuation

The 2026 property tax bill for 349 Hudson Rd was $14,110, up 5% from the year before.

Source: Middlesex County and Stow Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Stow Town
Unified School District	Nashoba School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$14,110.00 (+5.04%)	$789,600 (+2.4%) Land $386,800 Building $402,800	$845,727 (+13.45%)
2025	$13,433.00 (+11.01%)	$771,100 (+8.13%) Land $368,300 Building $402,800	$745,465
2024	$12,101.00 (+3.36%)	$713,100 (+10.42%) Land $337,500 Building $375,600
2023	$11,708.00	$645,800 Land $306,800 Building $339,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 349 Hudson Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 349 Hudson Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 79 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

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