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396 Harned Rd, Elgin, OK 73538 Property Records

Comanche County property record for 396 Harned Rd, Elgin, OK 73538 · Last verified January 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,703 sqft · built 2003
Lot Size1 acres (43,560 sqft)
OwnerIndividual Name on File
Last Sale$185,000 (May 2017)
Deeds & MortgagesJan 2021 Mortgage
May 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN04N11W-25-2-92950-001-0009

Property Details

APN / Parcel Number

Primary APN04N11W-25-2-92950-001-0009
Alternative APNs
  • 092950-0010009-00000
  • 160046375
  • 46375

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,703 sqft Living Area
1st Floor Area1,703 sqft
Safe RoomSafe Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2003
Architectural StyleTraditional
Exterior MaterialBrick Veneer
Construction TypeBrick
Roof MaterialComposition Shingle
Lot Area43,560 sqft
Garage TypeDetached
Garage Area900 sqft
Parking Spaces6 Parking Spaces
PorchCovered Porch
Porch Area1,153 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number46375
Old Parcel Number160046375
Street Address396 HARNED RD
CityELGIN
StateOK
Zip73538-8417
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLAKESIDE ACRES PT 2 BLK 1 LOT 9
Legal Range11W
Legal Township04N
Legal Section25
Legal QuarterNW
Legal SubdivisionLAKESIDE ACRES PT 2
Legal Block1
Legal Lot Number9
JurisdictionCOMANCHE OK
Township / Civil DivisionNORTHWEST COMANCHE
Census Block Group1
Census Block1079
Census Tract2201

Owner

Source: Comanche County records · APN 04N11W-25-2-92950-001-0009

Assessment roll updated October 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address396 HARNED RD, ELGIN, OK 73538-8417
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 20, 2021Deed of Trust, Mortgage · VA Mortgage
THE FEDERAL SAVINGS BANK
May 01, 2017Warranty Deed, Transfer · VA Mortgage
ARVEST BANK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 01, 2017 · Amount on Record
Deed SaleMay 01, 2017 · Amount on Record
Deed Document Number2017-006692
Deed Book / Page7814 / 300
Record UpdatedJun 08, 2026

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOMANCHE OK
Property Address396 HARNED RD, ELGIN, OK 73538-8417
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number8658/177
DateJan 20, 2021
Book Page8658/177
Instrument2021-001334
Lender
NameTHE FEDERAL SAVINGS BANK
TypeBank
AddressCHICAGO, IL 60607
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueJan 01, 2051

May 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCOMANCHE OK
Recording DateMay 01, 2017
Property Address396 HARNED RD, ELGIN, OK 73538-8417
Document Number007814/300
Book / Page7814 / 300
Instrument DateApr 28, 2017
Instrument2017-006692
Transaction TypeTransfer
Record UpdatedMar 15, 2022
Title CompanySOVEREIGN TITLE SERVICES

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$277.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship

Mortgage

Document Number2017006693
DateMay 01, 2017
Instrument2017-006693
Lender
NameARVEST BANK
TypeBank
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueMay 01, 2047

Tax Assessment & Valuation

Source: Comanche County records · Assessment roll updated October 1, 2025 · Last verified January 2026

Property Jurisdictions

TypeName
StateOklahoma
CountyComanche County
Unified School DistrictElgin Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025Homeowner's exemption$22,006 (+6.09%) Land $2,250 Building $19,756$224,438 (+21.72%) Land $20,000 Building $204,438
2023Homeowner's exemption$20,743 Land $2,250 Building $18,493$184,384 Land $20,000 Building $164,384

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Comanche County (40031C), updated November 27, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 400310022011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies4 in force
Nearby Flood Claims2 (2020–2021)
Claims Outside the SFHA2 of 2
Most Recent ClaimJun 2021, rainfall accumulation

Wildfire

Wildfire RiskHigh
above 85% of the US · above 70% of Oklahoma
Wildfire LikelihoodAbout 1 in 149 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 16 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Hilliary CommunicationsFiber1,000 / 500
VerizonFixed Wireless300 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

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