268 Harned Rd, Elgin, OK 73538 Property Records

Comanche County property record for 268 Harned Rd, Elgin, OK 73538

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,166 sqft · built 1994
Lot Size	2.49 acres (108,827 sqft)
Owner	Individual Name on Record
Last Sale	$94,000 (Aug 2023)
Tax Bill	$1,199 (2025)
Deeds & Mortgages	Aug 2023 Sale & Mortgage Oct 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04N11W-25-2-92950-001-0005`

Property Details

APN / Parcel Number

Primary APN	`04N11W-25-2-92950-001-0005`
Alternative APNs	`092950-0010005-00000` `160046371` `46371`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,166 sqft Living Area
1st Floor Area	1,166 sqft

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Raised
Roof Material	Composition Shingle
Lot Area	108,827 sqft (2.49 acres)
Garage Type	Attached
Garage Area	520 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	90 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	46371
Street Address	268 HARNED RD
City	ELGIN
State	OK
Zip	73538-8416
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LAKESIDE ACRES PT 2 BLK 1 LOT 5
Legal Range	11W
Legal Township	04N
Legal Section	25
Legal Subdivision	LAKESIDE ACRES PT 2
Legal Block	1
Legal Lot Number	5
Jurisdiction	COMANCHE OK
Township / Civil Division	NORTHWEST COMANCHE
Census Block Group	1
Census Block	1079
Census Tract	2201

Owner

Source: Comanche County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	268 HARNED RD, ELGIN, OK 73538-8416
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 2, 2023	Warranty Deed, Transfer · FHA Mortgage ARVEST BANK
Oct 4, 2021	Deed of Trust, Mortgage · Commercial Mortgage FIRST NATIONAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 2, 2023 · Amount on Record
Deed Sale	Aug 2, 2023 · Amount on Record
Prior Sale	Nov 1, 2011 · Amount on Record
Deed Document Number	202311230
Deed Book / Page	9378 / 288
Prior Transfer Date	Jul 7, 2008
Prior Transfer Doc	05666/0163
Record Updated	Oct 29, 2026

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COMANCHE OK
Recording Date	Aug 2, 2023
Property Address	268 HARNED RD, ELGIN, OK 73538-8416
Document Number	009378/288
Book / Page	9378 / 288
Instrument Date	Aug 1, 2023
Instrument	2023-011230
Transaction Type	Transfer
Record Updated	Aug 17, 2023
Title Company	SOVEREIGN TITLE SERVICES

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$141.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	268 HARNED RD, ELGIN, OK 73538-8416

Mortgage

Document Number	2023011231
Date	Aug 2, 2023
Instrument	2023-011231

Lender

Name	ARVEST BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2053

Mortgage

Document Number	009378/299
Date	Aug 2, 2023
Book Page	9378/299
Instrument	2023-011232

Lender

Name	US BANK NA
Type	Bank
Address	HOPKINS, MN 55343

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2053

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COMANCHE OK
Property Address	268 HARNED RD, ELGIN, OK 73538-8416
Transaction Type	Mortgage
Record Updated	Oct 21, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13647 NE DILLAN LN, FLETCHER, OK 73541-2092

Mortgage

Document Number	8889/113
Date	Oct 4, 2021
Book Page	8889/113
Instrument	2021-018253

Lender

Name	FIRST NATIONAL BANK
Type	Bank
Address	MARLOW, OK 73055

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Comanche County assessment roll, as of January 20, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Comanche County
Unified School District	Elgin Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$12,454 (+5%) Land $3,307 Building $9,147	$110,702 (+4.55%) Land $29,392 Building $81,310
2025	$1,199.00 (-0.08%)	$11,861 (+5%) Land $2,250 Building $9,611	$105,884 (+5.45%) Land $20,000 Building $85,884
2024	$1,200.00 (+12.68%)	$11,296 (+0.92%) Land $2,250 Building $9,046	$100,411 (-4.28%) Land $20,000 Building $80,411
2023	$1,065.00 (-4.66%) Homeowner's exemption	$11,193 (-3.91%) Land $2,250 Building $8,943	$104,903 (-0.42%) Land $20,000 Building $84,903
2022	$1,117.00 Homeowner's exemption	$11,649 Land $2,250 Building $9,399	$105,346 Land $20,000 Building $85,346

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (2020–2021)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jun 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 84% of the US · above 67% of Oklahoma
Wildfire Likelihood	0.6% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CADDO CO RWD #3 serves 3,900 people · EPA ID OK2000816
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Southwest Oklahoma Telephone Company Fiber	1,000 / 500
Verizon Fixed Wireless	300 / 20

May also be available: TDS Telecom.

Nearby Properties on Harned Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures