396 Garfield Ave, El Cajon, CA 92020 Property Records

San Diego County property record for 396 Garfield Ave, El Cajon, CA 92020

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,718 sqft · built 1960
Lot Size	0.158 acres (6,900 sqft)
Owner	Company Name on File
Tax Bill	$1,548 (2025)
Deeds & Mortgages	Jan 2023 Transfer Jan 2023 Transfer
Flood Zone	Zone X (minimal risk)
APN	`486-010-18-00`

Property Details

APN / Parcel Number

Primary APN	`486-010-18-00`
Alternative APN	`4861110300`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,718 sqft Living Area

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Lot Area	6,900 sqft (0.158 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Old Parcel Number	4861110300
Street Address	396 GARFIELD AVE
City	EL CAJON
State	CA
Zip	92020-2753
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-6
Legal Description	BLK 11 PAR F AS PER ROS 4590 IN TR 002122
Legal Subdivision	FLETCHER HILLS
Legal Tract	002122
Legal Block	11
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	3
Census Block	3015
Census Tract	16100

Owner

396 Garfield Ave is owned by a company that acquired it in January 2023 and is owner-occupied.

Source: San Diego County records, as of July 28, 2026

Owner of Record	Company Name on File
Mailing Address	396 GARFIELD AVE, EL CAJON, CA 92020-2753
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 27, 2023	Affidavit of Death of Joint Tenant, Transfer
Jan 27, 2023	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Jan 20, 2023
Transfer Doc	0000022554
Record Updated	Sep 20, 2026

January 2023: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	SAN DIEGO CA
Recording Date	Jan 27, 2023
Property Address	396 GARFIELD AVE, EL CAJON, CA 92020-2753
Document Number	0000022554
Map Reference	MAP 4590
Instrument Date	Jan 26, 2023
Instrument	2023-0022554
Transaction Type	Transfer
Record Updated	Feb 6, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	396 GARFIELD AVE, EL CAJON, CA 92020-2753

January 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Jan 27, 2023
Property Address	396 GARFIELD AVE, EL CAJON, CA 92020-2753
Document Number	0000022555
Map Reference	MAP 2122
Instrument Date	Jan 26, 2023
Instrument	2023-0022555
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	396 GARFIELD AVE, EL CAJON, CA 92020-2753

Tax Assessment & Valuation

The 2025 property tax bill for 396 Garfield Ave was $1,548 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	El Cajon City
Secondary School District	Grossmont Union High School District (09 - 12)
Elementary School District	La Mesa-Spring Valley School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$92,316 (+2%) Land $32,488 Building $59,828
2025	$1,548.00 Homeowner's exemption	$90,506 Land $31,851 Building $58,655
2023	$1,411.00 (-0.14%) Homeowner's exemption	$86,993 Land $30,615 Building $56,378
2022	$1,413.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 396 Garfield Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 396 Garfield Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HELIX WATER DISTRICT serves 277,918 people · EPA ID CA3710010
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 547 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks.

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