396 Elm St, Monroe, CT 06468 Property Records

Monroe Town property record for 396 Elm St, Monroe, CT 06468

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,080 sqft · built 1941
Lot Size	0.34 acres (14,810 sqft)
Owner	Individual Name on Record
Last Sale	$325,000 (Apr 2021)
Tax Bill	$6,051 (2026)
Deeds & Mortgages	Apr 2021 Sale & Mortgage Oct 2018 Foreclosure
Flood Zone	Zone X (minimal risk)
APN	`05003800`

Property Details

APN / Parcel Number

Primary APN	`05003800`
Alternative APNs	`MNRO M:050 B:038 L:00` `MONR M:050 B:038 L:00` `5003800`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,080 sqft Living Area
Gross Area	2,804 sqft
1st Floor Area	1,008 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1941
Effective Year Built	Effective 1941
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	14,810 sqft (0.34 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	5003800
Street Address	396 ELM ST
City	MONROE
State	CT
Zip	06468-2204
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RF1
Legal Block	38
Jurisdiction	MONROE CT
Township / Civil Division	MONROE
Census Block Group	3
Census Block	3015
Census Tract	100200

Owner

Source: Monroe Town records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	396 ELM ST, MONROE, CT 06468-2204
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 20, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage JPMORGAN CHASE BANK NA
Oct 16, 2018	Quit Claim Deed, Foreclosure

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 20, 2021 · Amount on Record
Deed Sale	Apr 20, 2021 · Amount on Record
Prior Sale	Nov 19, 2018 · Amount on Record
Deed Document Number	20211411
Deed Book / Page	2153 / 223
Record Updated	Oct 29, 2026

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE CT
Recording Date	Apr 20, 2021
Property Address	396 ELM ST, MONROE, CT 06468-2204
Document Number	002153-223
Book / Page	2153 / 223
Instrument Date	Apr 16, 2021
Instrument	1411
Transaction Type	Transfer
Record Updated	Apr 24, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001412
Date	Apr 20, 2021
Instrument	1412

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

October 2018: Quit Claim Deed, Foreclosure

Document Type	Quit Claim Deed
Jurisdiction	MONROE CT
Recording Date	Oct 16, 2018
Property Address	396 ELM ST, MONROE, CT 06468-2204
Document Number	2017-271
Book / Page	002017 / 000271
Instrument Date	Oct 16, 2018
Transaction Type	Foreclosure
Record Updated	Nov 16, 2018

Transaction

Tax	$0.00
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	396 ELM ST MONROE CT 064682204, MONROE, CT 06468-2204
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Monroe Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Monroe Town
Unified School District	Monroe School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,051.00 (+4.22%)	$202,510 (-) Land $67,410 Building $135,100	$355,663 (+150.9%)
2025	$5,806.00	$202,510 (+46.75%) Land $67,410 Building $135,100	$141,757 Land $47,187 Building $94,570
2024	$5,806.00 (+12.04%)
2023	$5,182.00 (+1.87%)	$138,000 (-) Land $59,900 Building $78,100
2022	$5,087.00	$138,000 Land $59,900 Building $78,100

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 28, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 92% of Connecticut
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUARION-EASTERN FAIRFIELD COUNTY private · serves 351,756 people · EPA ID CT0150011
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	24 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 155 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile, Verizon.

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