390 Elm St, Monroe, CT 06468 Property Records

Monroe Town property record for 390 Elm St, Monroe, CT 06468

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,097 sqft · built 1977
Lot Size	1.13 acres (49,223 sqft)
Owner	2 Individual Names on Record
Last Sale	$485,000 (Jul 2024)
Tax Bill	$11,106 (2026)
Deeds & Mortgages	Jul 2024 Sale & Mortgage Oct 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`05003900`

Property Details

APN / Parcel Number

Primary APN	`05003900`
Alternative APNs	`MNRO M:050 B:039 L:00` `MONR M:050 B:039 L:00` `5003900`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,097 sqft Living Area
Gross Area	4,005 sqft
1st Floor Area	1,447 sqft
Basement Area	650 sqft
Unfinished Basement	650 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Architectural Style	Raised Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	49,223 sqft (1.13 acres)
Garage Type	Basement
Parking Spaces	2 Parking Spaces
Pool Type	In-Ground Pool

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	5003900
Street Address	390 ELM ST
City	MONROE
State	CT
Zip	06468-2204
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RF1
Legal Block	39
Jurisdiction	MONROE CT
Township / Civil Division	MONROE
Census Block Group	3
Census Block	3015
Census Tract	100200

Owner

Source: Monroe Town records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	390 ELM ST, MONROE, CT 06468-2204
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jul 22, 2024	Warranty Deed, Transfer · Stand-Alone First Mortgage PRYSMA LENDING GROUP LLC
Oct 5, 2020	Deed of Trust, Mortgage · Balloon Mortgage ATLANTIC HOME LOANS INC
Nov 6, 2017	Deed of Trust, Mortgage · Conventional Mortgage ATLANTIC HM LOANS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 22, 2024 · Amount on Record
Deed Sale	Jul 22, 2024 · Amount on Record
Prior Sale	Aug 29, 2001 · Amount on Record
Deed Document Number	20241430
Deed Book / Page	2226 / 697
Record Updated	Oct 29, 2026

July 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE CT
Recording Date	Jul 22, 2024
Property Address	390 ELM ST, MONROE, CT 06468-2204
Document Number	002226-697
Book / Page	2226 / 697
Instrument Date	Jul 17, 2024
Instrument	1430
Transaction Type	Transfer
Record Updated	Apr 24, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	390 ELM ST, MONROE, CT 06468-2204

Mortgage

Document Number	0000001431
Date	Jul 22, 2024
Instrument	1431

Lender

Name	PRYSMA LENDING GROUP LLC

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE CT
Property Address	390 ELM ST, MONROE, CT 06468-2204
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2110-134
Date	Oct 5, 2020
Book Page	2110/134

Lender

Name	ATLANTIC HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE CT
Property Address	390 ELM ST, MONROE, CT 06468-2204
Document Number	1981-227
Book / Page	001981 / 000227
Transaction Type	Mortgage
Record Updated	Dec 5, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	390 ELM ST MONROE CT 064682204, MONROE, CT 06468-2204

Mortgage

Document Number	1981-227
Date	Nov 6, 2017
Book Page	001981/000227

Lender

Name	ATLANTIC HM LOANS
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 5, 2047

Tax Assessment & Valuation

Source: Monroe Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Monroe Town
Unified School District	Monroe School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$11,106.00 (+4.21%)	$371,700 (-) Land $95,200 Building $276,500	$631,997 (+142.9%)
2025	$10,657.00	$371,700 (+50.36%) Land $95,200 Building $276,500	$260,190 Land $66,640 Building $193,550
2024	$10,657.00 (+14.81%)
2023	$9,282.00 (+1.87%)	$247,200 (-) Land $78,500 Building $168,700
2022	$9,112.00	$247,200 Land $78,500 Building $168,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 28, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 86% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUARION-EASTERN FAIRFIELD COUNTY private · serves 351,756 people · EPA ID CT0150011
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	24 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 102 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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