396 E Tremont St, Waverly, IL 62692 Property Records

Morgan County property record for 396 E Tremont St, Waverly, IL 62692

Property Summary

Property Type	Single Family Home
Lot Size	0.46 acres (20,038 sqft)
Owner	2 Individual Names on Record
Last Sale	$10,000 (Apr 2025)
Tax Bill	$2,109 (2025)
Deeds & Mortgages	Jun 2026 Line of Credit Apr 2026 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`19-11-222-014`

Property Details

APN / Parcel Number

Primary APN	`19-11-222-014`

Exterior

Lot Area	20,038 sqft (0.46 acres)
Lot Dimensions	150 ft deep x 100 ft wide

Location & Zoning

Street Address	396 E TREMONT ST
City	WAVERLY
State	IL
Zip	62692-1029
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RNG/BLK: TWP:0 SECT/LOT: CITY OF WAVERLY SALTERS ADDITION 100FT X 150FT NE COR LT 140
Legal Range	08W
Legal Township	13N
Legal Section	11
Legal Subdivision	SALTERS 2ND ADDITION
Legal Lot Number	140
Jurisdiction	MORGAN IL
Township / Civil Division	WAVERLY NO. 2
Census Block Group	3
Census Block	3029
Census Tract	952300

Owner

Source: Morgan County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	396 E TREMONT ST, WAVERLY, IL 62692-1029
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 15, 2026	Deed of Trust, Mortgage · Line of Credit BANK OF SPRINGFIELD
Apr 14, 2026	Deed of Trust, Mortgage · Conventional Mortgage BANK OF SPRINGFIELD
Feb 20, 2024	Public Action, Foreclosure
Jun 19, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 1, 2025 · Amount on Record
Deed Sale	Apr 1, 2025 · Amount on Record
Prior Sale	Aug 1, 2024 · Amount on Record
Deed Document Number	2025654910
Prior Transfer Date	Feb 20, 2024
Prior Transfer Doc	0000650120
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORGAN IL
Recording Date	Jun 15, 2026
Property Address	396 E TREMONT ST, WAVERLY, IL 62692-1029
Document Number	0000660368
Instrument Date	Jun 10, 2026
Instrument	2026660368
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	396 E TREMONT ST, WAVERLY, IL 62692-1029

Mortgage

Document Number	0000660368,
Date	Jun 15, 2026
Instrument	2026660368

Lender

Name	BANK OF SPRINGFIELD

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate	6.36%
Max Rate	-1%

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORGAN IL
Recording Date	Apr 14, 2026
Property Address	396 E TREMONT ST, WAVERLY, IL 62692-1029
Document Number	0000659581
Instrument Date	Apr 9, 2026
Instrument	2026659581
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	396 E TREMONT ST, WAVERLY, IL 62692-1029

Mortgage

Document Number	0000659581,
Date	Apr 14, 2026
Instrument	2026659581

Lender

Name	BANK OF SPRINGFIELD

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.28%
Initial Type	Fixed Rate
Max Rate	-1%

February 2024: Public Action, Foreclosure

Document Type	Public Action
Jurisdiction	MORGAN IL
Recording Date	Feb 20, 2024
Property Address	396 E TREMONT ST, WAVERLY, IL 62692-1029
Document Number	0000650120
Instrument Date	Feb 20, 2024
Instrument	650120
Transaction Type	Foreclosure
Record Updated	Apr 17, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 10432, PEORIA, IL 61612-0432

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MORGAN IL
Recording Date	Jun 19, 2018
Property Address	396 E TREMONT ST, WAVERLY, IL 62692-1029
Document Number	0000622500
Instrument Date	Jun 18, 2018
Instrument	622500
Transaction Type	Transfer
Record Updated	Apr 22, 2022

Transaction

Amount	Amount Recorded
Tax	$112.50
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	396 EAST REMONT, WAVERLY, IL 62692

Tax Assessment & Valuation

Source: Morgan County assessment roll, as of May 5, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Morgan County
Municipality	Waverly City
Unified School District	Waverly Community Unit School District 6 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,109.00 (+30.67%) Homeowner's exemption	$27,410 (+11.11%) Land $4,570 Building $22,840	$82,230 (+11.11%) Land $13,710 Building $68,520
2024	$1,614.00 (+53.86%)	$24,670 (-) Land $4,110 Building $20,560	$74,010 (-) Land $12,330 Building $61,680
2023		$24,670 (-) Land $4,110 Building $20,560	$74,010 (-) Land $12,330 Building $61,680
2022	$1,049.00 (-24.8%) Homeowner's exemption	$24,670 Land $4,110 Building $20,560	$74,010 Land $12,330 Building $61,680
2021	$1,395.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 18, 2009

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WAVERLY serves 1,194 people · EPA ID IL1370450
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 94 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Royell Communications Fiber	7,000 / 7,000

May also be available: Nextlink.

Cell Coverage

5G (outdoors only) and 4G LTE

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