353 E Tremont St, Waverly, IL 62692 Property Records

Morgan County property record for 353 E Tremont St, Waverly, IL 62692

Property Summary

Property Type	Single Family Home
Lot Size	0.41 acres (17,860 sqft)
Owner	Individual Name on Record
Last Sale	$140,000 (Jan 2022)
Tax Bill	$3,027 (2025)
Deeds & Mortgages	Jan 2022 Sale & Mortgage Sep 2020 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`19-11-221-018`

Property Details

APN / Parcel Number

Primary APN	`19-11-221-018`

Exterior

Lot Area	17,860 sqft (0.41 acres)
Lot Dimensions	180 ft deep x 100 ft wide

Location & Zoning

Street Address	353 E TREMONT ST
City	WAVERLY
State	IL
Zip	62692-1028
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RNG/BLK: TWP:0 SECT/LOT: CITY OF WAVERLY SALTERS ADDITION 100FT X 180FT S SD LT 137 DOC-494570 6-30-00 51,000
Legal Range	08W
Legal Township	13N
Legal Section	11
Legal Subdivision	SALTERS 2ND ADDITION
Legal Lot Number	137
Jurisdiction	MORGAN IL
Township / Civil Division	WAVERLY NO. 2
Census Block Group	3
Census Block	3021
Census Tract	952300

Owner

Source: Morgan County records, as of August 18, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	353 E TREMONT ST, WAVERLY, IL 62692-1028
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 3, 2022	Warranty Deed, Transfer · Conventional Mortgage FLAT BRANCH HOME LOANS INC
Sep 17, 2020	Deed of Trust, Mortgage · Conventional Mortgage CEFCU
May 19, 2020	Quit Claim Deed, Transfer PRAIRIE TITLE
Apr 24, 2019	Warranty Deed, Transfer · Conventional Mortgage FLAT BRANCH HOME LOANS INC
Apr 24, 2019	Intrafamily Transfer, Transfer PRAIRIE TITLE, PRAIRIE LAND TITLE
May 8, 2019	Re-recorded Document NOT AVAILABLE, PRAIDE ROAD TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 3, 2022 · Amount on Record
Deed Sale	Jan 3, 2022 · Amount on Record
Prior Sale	Apr 24, 2019 · Amount on Record
Deed Document Number	2022641034
Prior Transfer Date	May 15, 2020
Prior Transfer Doc	0000631423
Record Updated	Sep 20, 2026

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MORGAN IL
Recording Date	Jan 3, 2022
Property Address	353 E TREMONT ST, WAVERLY, IL 62692-1028
Document Number	0000641034
Instrument Date	Dec 30, 2021
Instrument	641034
Transaction Type	Transfer
Record Updated	Feb 17, 2022
Title Company	PRAIRIE LAND TITLE COMPANY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$140.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	401 S BOGARDUS ST, 401, ELKHART, IL 62634-7507

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	353 E TREMONT ST, WAVERLY, IL 62692-1028

Mortgage

Document Number	0000641035
Date	Jan 3, 2022
Instrument	641035

Lender

Name	FLAT BRANCH HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2052

Interest

Rate Type	Fixed Rate
Rate	3.62%

Mortgage

Document Number	0000641036
Date	Jan 3, 2022
Instrument	641036

Lender

Name	FLAT BRANCH HOME LOANS INC
Type	Mortgage Company
Address	COLUMBIA, MO 65203

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORGAN IL
Property Address	353 E TREMONT ST, WAVERLY, IL 62692-1028
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	633622
Date	Sep 17, 2020
Instrument	633622

Lender

Name	CEFCU
Type	Credit Union
Address	PEORIA, IL 61656

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

May 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MORGAN IL
Recording Date	May 19, 2020
Property Address	353 E TREMONT ST, WAVERLY, IL 62692-1028
Document Number	0000631423
Instrument Date	May 15, 2020
Instrument	631423
Transaction Type	Transfer
Record Updated	Apr 22, 2022
Title Company	PRAIRIE TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	353 E TREMONT ST, WAVERLY, IL 62692-1028

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MORGAN IL
Recording Date	Apr 24, 2019
Property Address	353 E TREMONT ST, WAVERLY, IL 62692-1028
Document Number	0000626240
Instrument Date	Apr 14, 2019
Instrument	626240
Transaction Type	Transfer
Record Updated	Apr 22, 2022
Title Company	PRAIRIE TITLE, PRAIRIE LAND TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$154.50
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	353 E TREMONT ST, 353, WAVERLY, IL 62692-1028

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	353 E TREMONT ST, WAVERLY, IL 62692-1028

Mortgage

Document Number	0000626242
Date	Apr 24, 2019
Instrument	626242

Lender

Name	FLAT BRANCH HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2049

Interest

Rate Type	Fixed Rate
Rate	4.75%

April 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MORGAN IL
Recording Date	Apr 24, 2019
Property Address	353 E TREMONT ST, WAVERLY, IL 62692-1028
Document Number	0000626241
Instrument Date	Apr 12, 2019
Instrument	626241
Transaction Type	Transfer
Record Updated	Apr 22, 2022
Title Company	PRAIRIE TITLE, PRAIRIE LAND TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	353 E TREMONT ST, WAVERLY, IL 62692-1028

May 2019: Re-recorded Document

Document Type	Re-recorded Document
Jurisdiction	MORGAN IL
Recording Date	May 8, 2019
Property Address	353 E TREMONT ST, WAVERLY, IL 62692-1028
Document Number	0000626411
Instrument Date	Apr 12, 2019
Instrument	626411
Record Updated	Apr 22, 2022
Title Company	NOT AVAILABLE, PRAIDE ROAD TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	353 E TREMONT ST, WAVERLY, IL 62692-1028

Tax Assessment & Valuation

Source: Morgan County assessment roll, as of May 5, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Morgan County
Municipality	Waverly City
Unified School District	Waverly Community Unit School District 6 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,027.00 (+2.92%)	$44,910 (+11.11%) Land $4,370 Building $40,540	$134,730 (+11.11%) Land $13,110 Building $121,620
2024	$2,941.00 (+52.07%)
2023		$40,420 (-) Land $3,930 Building $36,490	$121,260 (-) Land $11,790 Building $109,470
2022	$1,934.00 (-22.42%) Homeowner's exemption	$40,420 Land $3,930 Building $36,490	$121,260 Land $11,790 Building $109,470
2021	$2,493.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 18, 2009

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WAVERLY serves 1,194 people · EPA ID IL1370450
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 94 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Royell Communications Fiber	7,000 / 7,000

May also be available: Nextlink.

Cell Coverage

5G (outdoors only) and 4G LTE

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