Middlesex County and Lowell City property record for 396 E Merrimack St, Lowell, MA 01852
| Property Type | Condominium |
|---|---|
| Details | 2 bd · 1 ba · 916 sqft · built 1970 |
| Lot Size | 0.588 acres (25,645 sqft) |
| Owner | Individual Name on File |
| Last Sale | $192,500 (Nov 2019) |
| Tax Bill | $3,047 (2026) |
| Deeds & Mortgages | Nov 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | S20470 |
| Primary APN | S20470 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 2 Stories |
| Building Area | 916 sqft Living Area |
| Gross Area | 1,473 sqft |
| 1st Floor Area | 916 sqft |
| Basement Area | 521 sqft |
| Unfinished Basement | 521 sqft |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1970 |
| Architectural Style | Condo/Apartment |
| Exterior Material | Brick |
| Roof Type | Hip |
| Roof Material | Other |
| Lot Area | 25,645 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Account Number | S20470 |
|---|---|
| Street Address | 396 E MERRIMACK ST |
| City | LOWELL |
| State | MA |
| Zip | 01852-2408 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Local Zoning Code | TMF |
| Legal Block | 1950 |
| Legal Lot Number | 396 |
| Jurisdiction | LOWELL MA |
| Township / Civil Division | LOWELL |
| Census Block Group | 3 |
| Census Block | 3007 |
| Census Tract | 312501 |
396 E Merrimack St, a condominium, is owned and occupied by an individual who bought it in November 2019.
Source: Middlesex County and Lowell City records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 396 E MERRIMACK ST, LOWELL, MA 01852-2408 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 14, 2019 · Amount on File |
| Deed Sale | Nov 14, 2019 · Amount on File |
| Prior Sale | Jul 1, 2008 · Amount on File |
| Deed Document Number | 201950598 |
| Deed Book / Page | 33557 / 288 |
| Prior Transfer Date | Nov 1, 2019 |
| Prior Transfer Doc | 0000050598 |
| Record Updated | Oct 29, 2026 |
| Document Type | Condominium Deed |
|---|---|
| Jurisdiction | LOWELL MA |
| Recording Date | Nov 14, 2019 |
| Property Address | 396 E MERRIMACK ST, LOWELL, MA 01852-2408 |
| Document Number | 33557-288 |
| Book / Page | 033557 / 000288 |
| Instrument Date | Nov 1, 2019 |
| Instrument | 50598 |
| Transaction Type | Transfer |
| Record Updated | Dec 5, 2019 |
| Title Company | NOT AVAILABLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $877.80 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 396 E MERRIMACK ST #396 LOWELL MA 018522408, 396, LOWELL, MA 01852-2408 |
| Document Number | 33558-1 |
|---|---|
| Date | Nov 14, 2019 |
| Book Page | 033558/000001 |
| Instrument | 50599 |
| Name | JEANNE D'ARC CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 13, 2049 |
| Rate Type | Adjustable Rate |
|---|
| Document Number | 33558-26, |
|---|---|
| Date | Nov 14, 2019 |
| Book Page | 033558/000026 |
| Instrument | 50600 |
| Name | JEANNE D'ARC CU |
|---|---|
| Type | Credit Union |
| Amount | Amount on Record |
|---|---|
| Term | 300 Months |
| Due | Nov 13, 2044 |
The 2026 property tax bill for 396 E Merrimack St was $3,047, up 5.1% from the year before.
Source: Middlesex County and Lowell City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| Municipality | Lowell City |
| Unified School District | Lowell School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,047.00 (+5.14%) | $268,500 (+6.38%) Building $268,500 | $276,561 (+3.53%) |
| 2025 | $2,898.00 (+6.15%) | $252,400 (+10.12%) Building $252,400 | $267,140 (+13.39%) |
| 2024 | $2,730.00 (+8.64%) | $229,200 (+13.3%) Building $229,200 | $235,600 |
| 2023 | $2,513.00 | $202,300 Building $202,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 396 E Merrimack St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (1982–1983) |
| Most Recent Claim | May 1983 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 396 E Merrimack St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LOWELL REGIONAL WATER UTILITY serves 120,418 people · EPA ID MA3160000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2017 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 357 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable · Fiber in parts of the area | 2,000 / 2,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| AT&T Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures