Middlesex County and Lowell City property record for 375 E Merrimack St, Lowell, MA 01852
| Property Type | Duplex |
|---|---|
| Details | 4 bd · 2 ba · 1,890 sqft · built 1900 |
| Lot Size | 0.12 acres (5,227 sqft) |
| Owner | Individual Name on File |
| Last Sale | $580,000 (Sep 2023) |
| Tax Bill | $6,054 (2026) |
| Deeds & Mortgages | Sep 2025 Mortgage Sep 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | O02270 |
| Primary APN | O02270 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Units | 2 Units |
| Stories | 2 Stories |
| Building Area | 1,890 sqft Living Area |
| Gross Area | 3,850 sqft |
| 1st Floor Area | 945 sqft |
| Attic | Attic |
| Attic Area | 945 sqft |
| Basement Area | 945 sqft |
| Unfinished Basement | 945 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Duplex Single |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 5,227 sqft (0.12 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | O02270 |
|---|---|
| Street Address | 375 E MERRIMACK ST |
| City | LOWELL |
| State | MA |
| Zip | 01852-2431 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | TMF |
| Legal Block | 1950 |
| Legal Lot Number | 375 |
| Jurisdiction | LOWELL MA |
| Township / Civil Division | LOWELL |
| Census Block Group | 3 |
| Census Block | 3006 |
| Census Tract | 312501 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Washington Square Historic District (Boundary Increase) listed 1999 · 4 contributing resources · NRIS 99001307 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
375 E Merrimack St, a duplex, is owned and occupied by an individual who bought it in September 2023.
Source: Middlesex County and Lowell City records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 375 E MERRIMACK ST, LOWELL, MA 01852-2431 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 8, 2025 | Deed of Trust, Mortgage · Conventional Mortgage JEANNE D ARC CU |
| Sep 22, 2023 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage JEANNE D ARC CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 22, 2023 · Amount on File |
| Deed Sale | Sep 22, 2023 · Amount on File |
| Prior Sale | Sep 4, 2018 · Amount on File |
| Deed Book / Page | 38086 / 118 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOWELL MA |
| Property Address | 375 E MERRIMACK ST, LOWELL, MA 01852-2431 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2026 |
| Name | Verified Name |
|---|
| Document Number | 039502-140 |
|---|---|
| Date | Sep 8, 2025 |
| Book Page | 39502/140 |
| Instrument | 28082 |
| Name | JEANNE D ARC CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.99% |
| Type Change Date | Oct 1, 2032 |
| Index | 1-Year CMT |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LOWELL MA |
| Recording Date | Sep 22, 2023 |
| Property Address | 375 E MERRIMACK ST, LOWELL, MA 01852-2431 |
| Document Number | 038086-118 |
| Book / Page | 38086 / 118 |
| Instrument Date | Sep 22, 2023 |
| Instrument | 28182 |
| Transaction Type | Transfer |
| Record Updated | Oct 9, 2023 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 379 E MERRIMACK ST, LOWELL, MA 01852-2431 |
| Document Number | 0000028183 |
|---|---|
| Date | Sep 22, 2023 |
| Instrument | 28183 |
| Name | JEANNE D ARC CU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7.13% |
| Type Change Date | Oct 1, 2030 |
| Max Rate At Change | 2.75% |
| Index | 1-Year CMT |
| Document Number | 038086-147 |
|---|---|
| Date | Sep 22, 2023 |
| Book Page | 38086/147 |
| Instrument | 28184 |
| Name | JEANNE D ARC CU |
|---|---|
| Type | Credit Union |
| Type | Second Mortgage (Down Payment) |
|---|---|
| Amount | Amount on Record |
| Term | 301 Months |
| Due | Oct 1, 2048 |
The 2026 property tax bill for 375 E Merrimack St was $6,054, up 6.7% from the year before.
Source: Middlesex County and Lowell City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| Municipality | Lowell City |
| Unified School District | Lowell School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,054.00 (+6.73%) | $533,400 (+7.95%) Land $160,500 Building $372,900 | $562,735 |
| 2025 | $5,672.00 (+4.44%) | $494,100 (+8.36%) Land $140,000 Building $354,100 | |
| 2024 | $5,431.00 (+8.95%) | $456,000 (+13.6%) Land $142,800 Building $313,200 | |
| 2023 | $4,985.00 | $401,400 Land $119,600 Building $281,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 375 E Merrimack St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1982.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (1982–1983) |
| Most Recent Claim | May 1983 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 375 E Merrimack St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LOWELL REGIONAL WATER UTILITY serves 120,418 people · EPA ID MA3160000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2017 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 357 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable · Fiber in parts of the area | 2,000 / 2,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| AT&T Fixed Wireless | 100 / 20 |
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