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  5. Cross St

396 Cross St, Boylston, MA 01505 Property Records

Worcester County and Boylston Town property record for 396 Cross St, Boylston, MA 01505 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms3.5 Baths
Year BuiltBuilt 1993
Square Footage2,276 sqft Living Area
Lot Size71,799 sqft (1.64 acres)
OccupancyOwner Occupied
Last Sale$755,000 (2025)
Tax Bill$8,273.00 (2025)

Property Details

APN / Parcel Number

Primary APN112-000040
Alternative APNs
  • M:0037 B:0003 L:0000
  • BOYL M:37 B:3

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Partial Baths1 Partial Baths
Total Rooms8 Rooms
Building Area2,276 sqft Living Area
Gross Area3,906 sqft Gross Area
Stories2 Stories

Exterior

Year BuiltBuilt 1982
Effective Year BuiltEffective 1993
Architectural StyleColonial Style
Exterior MaterialWood Siding Exterior
Roof ConstructionGable Roof Construction
Roof MaterialAsphalt Roof
Lot Area71,799 sqft (1.64 acres)

Utilities and HVAC

Heating SystemHot Water Heating
Heating FuelOil Heating Fuel

Location & Zoning

Account Number112-000040
Street Address396 CROSS ST
CityBOYLSTON
StateMA
Zip01505-1420
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Block3
JurisdictionBOYLSTON MA
Minor Civil DivisionBOYLSTON
Census Blockgroup1
Census Block1014
Census Tract718100

Owner

Source: Worcester County and Boylston Town records · APN 112-000040

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address396 CROSS ST, BOYLSTON, MA 01505-1420
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingTenant By Entirety

Deeds, Mortgages & Sale History

DateDocument
Jul 20, 2023Deed of Trust, Mortgage · Line of Credit
MASS BAY CREDIT UNION
May 08, 2025Quit Claim Arm's Length for NE States, Transfer · Stand Alone First Mortgage
ROCKLAND TRUST CO
Aug 15, 2022Quit Claim Arm's Length for NE States, Transfer · Stand Alone First Mortgage
UNIBANK FOR SAVINGS
Nov 09, 2020Deed of Trust, Mortgage · Second Mortgage to Cover Down Payment
ST MARYS CREDIT UNION
Mar 12, 2020Quit Claim Deed, Transfer
NAVY FCU

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 08, 2025 · Amount on Record
Deed SaleMay 08, 2025 · Amount on Record
Prior SaleAug 15, 2022 · Amount on Record
Deed Book / Page71962 / 201
Prior Transfer DateMar 06, 2020
Prior Transfer Doc063381-188
Record RefreshedSep 20, 2026

July 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBOYLSTON MA
Property Address396 CROSS ST, BOYLSTON, MA 01505-1420
Transaction TypeMortgage
Record UpdatedApr 03, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0069406-70
DateJul 20, 2023
Book Page69406/70
Instrument58231
Lender
NameMASS BAY CREDIT UNION
Agreement
TypeLine of Credit
AmountAmount Recorded
Term301 Months
DueAug 01, 2048
Interest
Rate TypeAdjustable Rate

May 2025: Quit Claim Arm's Length for NE States, Transfer

Document TypeQuit Claim Arm's Length for NE States
JurisdictionBOYLSTON MA
Recording DateMay 08, 2025
Property Address396 CROSS ST, BOYLSTON, MA 01505-1420
Document Number071962-201
Book / Page71962 / 201
Instrument DateMay 08, 2025
Instrument36523
Transaction TypeTransfer
Record UpdatedNov 19, 2025
Title CompanyMETROPLITAN TITLE, METROPOLITAN TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenant By Entirety
Address396 CROSS ST, BOYLSTON, MA 01505-1420

Mortgage

Document Number0000036524
DateMay 08, 2025
Instrument36524
Lender
NameROCKLAND TRUST CO
TypeNon-Lending Institution
Agreement
TypeStand Alone First Mortgage
AmountAmount Recorded

August 2022: Quit Claim Arm's Length for NE States, Transfer

Document TypeQuit Claim Arm's Length for NE States
JurisdictionBOYLSTON MA
Recording DateAug 15, 2022
Property Address396 CROSS ST, BOYLSTON, MA 01505-1420
Document Number068071-346
Book / Page68071 / 346
Instrument DateAug 15, 2022
Instrument89907
Transaction TypeTransfer
Record UpdatedNov 11, 2025

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenant By Entirety
Address396 CROSS ST, BOYLSTON, MA 01505-1420

Mortgage

Document Number0000089908
DateAug 15, 2022
Instrument89908
Lender
NameUNIBANK FOR SAVINGS
TypeBank
Agreement
TypeStand Alone First Mortgage
AmountAmount Recorded

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBOYLSTON MA
Property Address396 CROSS ST, BOYLSTON, MA 01505-1420
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number63696-65
DateNov 09, 2020
Book Page63696/65
Instrument135636
Lender
NameST MARYS CREDIT UNION
Agreement
TypeSecond Mortgage to Cover Down Payment
AmountAmount Recorded
Term241 Months
DueDec 01, 2040

March 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionBOYLSTON MA
Recording DateMar 12, 2020
Property Address396 CROSS ST, BOYLSTON, MA 01505-1420
Document Number63381-188
Book / Page063381 / 000188
Instrument DateMar 06, 2020
Instrument114406
Transaction TypeTransfer
Record UpdatedOct 20, 2020
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Quitclaim Document

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address396 CROSS ST BOYLSTON MA 015051420, BOYLSTON, MA 01505-1420

Mortgage

Document Number62030-114
DateMar 12, 2020
Book Page062030/000114
Instrument25923
Lender
NameNAVY FCU
TypeCredit Union
Agreement
AmountAmount Recorded
Term360 Months
DueMar 11, 2050

Tax Assessment & Valuation

Source: Worcester County and Boylston Town records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyWorcester County
County SubdivisionBoylston Town
Unified School DistrictBerlin-Boylston School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$8,273.00 (+11.65%)$598,200 (+11.48%) Land $190,200 Building $408,000$713,355 (+11.84%)
2024$7,410.00 (+5.74%)$536,600 (+10.25%) Land $190,200 Building $346,400$637,830
2023$7,008.00$486,700 Land $190,200 Building $296,500

Flood & Wildfire

396 Cross St is in FEMA Zone X, outside the Special Flood Hazard Area, with indirect wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · Worcester County (25027C), updated November 30, 2025

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesLow
20th percentile of exposed land nationally · 58th in Massachusetts
Wildfire LikelihoodLow — about 1 in 10,000 per year
ExposureIndirect
within ember reach of burnable land · adjoins burnable vegetation

Values are read at the parcel center point; lenders make the official flood determination.

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