396 Cowan Rd, Honea Path, SC 29654 Property Records

Anderson County property record for 396 Cowan Rd, Honea Path, SC 29654

Property Summary

Property Type	Single Family Home
Details	3 bd · 1,573 sqft · built 2004
Lot Size	1.04 acres (45,302 sqft)
Owner	2 Individual Names on Record
Last Sale	$125,000 (Nov 2004)
Tax Bill	$1,007 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Oct 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`256-00-04-019`

Property Details

APN / Parcel Number

Primary APN	`256-00-04-019`

Interior

Bedrooms	3 Beds
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,573 sqft Heated Area
Gross Area	1,079 sqft
1st Floor Area	1,079 sqft

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Lot Area	45,302 sqft (1.04 acres)

Location & Zoning

Street Address	396 COWAN RD
City	HONEA PATH
State	SC
Zip	29654-8747
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CP 1491/10B F000 D000 PP 1218/1B LOT 1 COWAN RD 1.04 AC
Legal Lot Number	1
Jurisdiction	ANDERSON SC
Township / Civil Division	HONEA PATH
Census Block Group	1
Census Block	1043
Census Tract	11600

Owner

Source: Anderson County records, as of April 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	396 COWAN RD, HONEA PATH, SC 29654-8747
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 17, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Oct 4, 2019	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 3, 2004 · Amount on Record
Deed Sale	Nov 3, 2004 · Amount on Record
Deed Document Number	200436398
Deed Book / Page	6440 / 259
Record Updated	Jun 8, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANDERSON SC
Property Address	396 COWAN RD, HONEA PATH, SC 29654-8747
Transaction Type	Mortgage
Record Updated	Jan 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	15816/00102
Date	Dec 17, 2021
Book Page	15816/102
Instrument	210043620

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Jan 1, 2042

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANDERSON SC
Property Address	396 COWAN RD, HONEA PATH, SC 29654-8747
Document Number	1415700147
Instrument Date	Oct 4, 2019
Transaction Type	Mortgage
Record Updated	Oct 29, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	396 COWAN RD HONEA PATH SC 296548747, HONEA PATH, SC 29654-8747

Mortgage

Document Number	1415700147
Date	Oct 15, 2019
Book Page	014157/000147
Instrument	25461

Lender

Name	WELLS FARGO BK
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 14, 2049

Tax Assessment & Valuation

Source: Anderson County assessment roll, as of April 3, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Anderson County
Unified School District	Anderson School District 2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,007.00 (+1%)	$7,930 (-) Land $480 Building $7,450
2024	$997.00 (+1.32%)	$7,930 (-) Land $480 Building $7,450	$198,290 (-)
2023	$984.00 (+1.03%)	$7,930 (+20.52%) Land $480 Building $7,450	$198,290 (-)
2022	$974.00	$6,580 Land $300 Building $6,280
2021			$198,290

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 78% of South Carolina
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
West Carolina Rural Telephone Cooperative Fiber	8,000 / 8,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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