395 Cowan Rd, Honea Path, SC 29654 Property Records

Anderson County property record for 395 Cowan Rd, Honea Path, SC 29654

Property Summary

Property Type	Single Family Home
Details	3 bd · 2,330 sqft · built 1998
Lot Size	2 acres (87,120 sqft)
Owner	Individual Name on Record
Last Sale	$214,000 (Aug 2016)
Tax Bill	$1,649 (2025)
Deeds & Mortgages	Aug 2022 Line of Credit Jun 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`256-00-05-007`

Property Details

APN / Parcel Number

Primary APN	`256-00-05-007`

Interior

Bedrooms	3 Beds
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,330 sqft Heated Area
1st Floor Area	2,330 sqft

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Lot Area	87,120 sqft (2 acres)

Location & Zoning

Street Address	395 COWAN RD
City	HONEA PATH
State	SC
Zip	29654-8747
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CP S 866/5A F000 D000 TR B COWAN RD 2.00 AC
Legal Tract	B
Jurisdiction	ANDERSON SC
Township / Civil Division	HONEA PATH
Census Block Group	1
Census Block	1044
Census Tract	11600

Owner

Source: Anderson County records, as of April 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	395 COWAN RD, HONEA PATH, SC 29654-8747
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 22, 2022	Deed of Trust, Mortgage · Line of Credit THE COMMERCIAL BANK
Jun 27, 2020	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 11, 2016 · Amount on Record
Deed Sale	Aug 11, 2016 · Amount on Record
Deed Document Number	201618184
Deed Book / Page	12439 / 131
Record Updated	Oct 29, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANDERSON SC
Property Address	395 COWAN RD, HONEA PATH, SC 29654-8747
Transaction Type	Mortgage
Record Updated	Sep 6, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	395 COWAN RD, HONEA PATH, SC 29654-8747

Mortgage

Document Number	16324/00274
Date	Aug 22, 2022
Book Page	16324/274
Instrument	220026264

Lender

Name	THE COMMERCIAL BANK
Type	Bank
Address	BELTON, SC 29627

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Aug 21, 2037

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANDERSON SC
Property Address	395 COWAN RD, HONEA PATH, SC 29654-8747
Document Number	0000016969
Instrument Date	Jun 27, 2020
Transaction Type	Mortgage
Record Updated	Sep 4, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	395 COWAN RD HONEA PATH SC 296548747, HONEA PATH, SC 29654-8747

Mortgage

Document Number	0000016969
Date	Jul 2, 2020
Instrument	16969

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2050

Tax Assessment & Valuation

Source: Anderson County assessment roll, as of April 3, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Anderson County
Unified School District	Anderson School District 2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,649.00 (+0.79%)	$14,870 (-) Land $1,710 Building $13,160
2024	$1,636.00 (-53.93%)	$14,870 (+26.34%) Land $1,710 Building $13,160	$371,880 (+26.33%)
2023	$3,551.00 (+184.99%)	$11,770 (+38.15%) Land $1,710 Building $10,060	$294,380 (-)
2022	$1,246.00	$8,520 Land $640 Building $7,880
2021			$294,380

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 78% of South Carolina
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
West Carolina Rural Telephone Cooperative Fiber	8,000 / 8,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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