Branch County property record for 396 Branch Rd, Coldwater, MI 49036
| Property Type | Commercial |
|---|---|
| Details | 1,500 sqft |
| Lot Size | 1.51 acres (65,776 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $43,750 (Jun 2022) |
| Tax Bill | $999 (2025) |
| Deeds & Mortgages | Jun 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 070-019-100-005-11 |
| Primary APN | 070-019-100-005-11 |
|---|
| Building Area | 1,500 sqft Building Perimeter |
|---|
| Lot Area | 65,776 sqft (1.51 acres) |
|---|
| Street Address | 396 BRANCH RD |
|---|---|
| City | COLDWATER |
| State | MI |
| Zip | 49036-9726 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Local Zoning Code | C2 |
| Legal Description | BEG 1019.92 FT E OF NW COR TH E 295 FT TO E LI OF NW 1/4 OF NW 1/4 & C/L OF BRANCH & COLON RD TH S 220 FT TH W 295 FT TH N |
| Legal Range | 06W |
| Legal Township | 06S |
| Legal Section | 19 |
| Jurisdiction | BRANCH MI |
| Township / Civil Division | COLDWATER |
| Census Block Group | 3 |
| Census Block | 3019 |
| Census Tract | 950300 |
Source: Branch County records, as of July 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 19 DOUGLAS AVE, COLDWATER, MI 49036-1027 |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 13, 2022 · Amount on Record |
| Deed Sale | Jun 13, 2022 · Amount on Record |
| Prior Sale | Oct 31, 2008 · Amount on Record |
| Deed Document Number | 20224155 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BRANCH MI |
| Recording Date | Jun 13, 2022 |
| Property Address | 396 BRANCH RD, COLDWATER, MI 49036-9726 |
| Document Number | 0202204155 |
| Instrument Date | Jun 9, 2022 |
| Instrument | 2022-04155 |
| Transaction Type | Transfer |
| Record Updated | Jun 24, 2022 |
| Title Company | BRANCH COUNTY ABSTRACT AND TITLE INC, BRANCH CNTY ABSTRACT & TTL I |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $330.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 86 OAKWOOD DR, 86, COLDWATER, MI 49036-8626 |
| Name | Verified Name |
|---|---|
| Address | 19 DOUGLAS AVE, COLDWATER, MI 49036-1027 |
| Document Number | 0202204156 |
|---|---|
| Date | Jun 13, 2022 |
| Instrument | 2022-04156 |
| Name | COUNTY NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Jul 1, 2042 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.5% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Jul 1, 2027 |
| Change Frequency | Annually |
| Min Rate At Change | 5.5% |
| Max Rate At Change | 7.5% |
| Index | 1-Year CMT |
| Margin | 3 |
| Max Rate | 11.5% |
Source: Branch County assessment roll, as of July 7, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Branch County |
| County Subdivision | Coldwater Township |
| Unified School District | Coldwater Community Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $25,700 (-9.19%) | $51,400 (-9.19%) | |
| 2025 | $999.00 (+2.78%) | $28,300 | $56,600 |
| 2024 | $972.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 19, 2010
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 91% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
May also be available: Mercury Fiber.
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